ICICI Prudential Bluechip Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.3%
Kya aapko pata hai ki Fund A aur Fund B mein kya antar hai? Dekho, Fund A Large Cap category ka hissa hai, jabki Fund B Balanced Hybrid category ka hissa hai. Aaj hum aapko dikhayenge ki dono fund ka kitna behtar hai long-term wealth creation ke liye.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 83.91 | 16.39 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.54 | 9.11 |
| Sharpe Ratio | 0.71 | 0.64 |
| 1 Year Return (%) | 24.48% | 3.08% |
| 3 Year Return (%) | 15.44% | 12.3% |
| 5 Year Return (%) | 12.65% | 5.27% |
| Since Launch (%) | 16.42% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 145% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batate hain ki long-term wealth creation ke liye Fund A kitna behtar hai. Fund A ka 3Y return 15.44% hai, jo Fund B ka 12.3% se zyada hai. Sath hi, Fund A ka expense ratio 1.52% hai, jo Fund B ka 0.78% se adhik hai. Haan, Fund A ka riskometer Very High hai, lekin jahaan tak risk-adjusted returns ke liye Sharpe ratio ka mamla hai, Fund A 0.71 ke saath chala jata hai, jo Fund B ka 0.64 se zyada hai. To, Fund A long-term wealth creation ke liye behtar fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Ab, hum aapko batate hain ki SIP ke liye Fund A kitna behtar hai. Fund A ka 3Y return aur 5Y return dono stable hain, jis se pata chalta hai ki Fund A consistent returns de raha hai. Fund B ka return jaldi-bhagta hua hai, jo SIP ke liye behtar nahi hai. Haan, Fund A ka riskometer Very High hai, lekin Fund B ka moderately high hai, jo thoda behtar hai. Lekin, Fund A ka consistency aur return stability ka mazaal hai, jo Fund B ka nahi hai.
⚠️ Risk & Cost Analysis
Ab, hum aapko batate hain ki Fund A aur Fund B ka riskometer, volatility, Sharpe ratio aur expense ratio ka antar kya hai. Fund A ka riskometer Very High hai, jo Fund B ka moderately high hai. Fund A ka volatility 12.54 hai, jo Fund B ka 9.11 se adhik hai. Lekin, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka 0.64 se zyada hai. Sath hi, Fund A ka expense ratio 1.52% hai, jo Fund B ka 0.78% se adhik hai. Haan, Fund A ka risk-adjusted returns mein behtar hai, lekin Fund B ka expense ratio kam hai.
📊 Portfolio Diversification
Ab, hum aapko batate hain ki Fund A aur Fund B ka asset allocation aur top holdings concentration ka antar kya hai. Fund A ka asset allocation 96% Equity aur 4% T-Bills hai, jo Fund B ka 65% Equity, 30% Debt aur 5% T-Bills hai. Fund A ka top holdings concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%) aur Reliance Industries Ltd. (6.9%) hai, jo Fund B ka HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%) aur Reliance Industries Ltd. (4.5%) hai. Haan, Fund A ka asset allocation Fund B se zyada diversified hai, lekin Fund B ka top holdings concentration Fund A se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B ka 5.27% se zyada hai. Haan, Fund B ka 3Y return 12.3% hai, jo Fund A ka 15.44% se kam hai. Lekin, long-term wealth creation ke liye Fund A behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, lekin Fund B ka moderately high hai. Fund A ka volatility 12.54 hai, jo Fund B ka 9.11 se adhik hai. Lekin, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka 0.64 se zyada hai. To, Fund A ka risk-adjusted returns mein behtar hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.78% hai, jo Fund A ka 1.52% se kam hai. Lekin, Fund B ka asset allocation Fund A se zyada diversified hai, lekin Fund A ka top holdings concentration Fund B se kam hai. To, Fund B cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price