ICICI Prudential Bluechip Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
19.38%
Today, hum jaante hain Fund A, ICICI Prudential Bluechip Fund aur Fund B, Nippon India Multi Cap Fund ke beech mein kya antar hai. Fund A Large Cap category mein hai, jabki Fund B Multi Cap category mein hai. Is article mein, hum aapko Fund A aur Fund B ke 3Y return, expense ratio, aur risk se judi jaanch karenge.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 327.56 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.38 |
| Sharpe Ratio | 0.71 | 0.9 |
| 1 Year Return (%) | 24.48% | 1.81% |
| 3 Year Return (%) | 15.44% | 19.38% |
| 5 Year Return (%) | 12.65% | 20.94% |
| Since Launch (%) | 16.42% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 99.5% |
| Portfolio Turnover | 28% | 89% |
🤖 AI Verdict – Which is Better?
Fund A aur Fund B dono hi very high riskometer rakhte hain, lekin humein Fund B ki 3Y return aur expense ratio ki zaroorat hai. Fund B ka 3Y return 19.38% hai, jabki Fund A ka 15.44% hai. Iske alawa, Fund B ka expense ratio 0.84% hai, jo Fund A se kam hai. Isliye, hum Fund B ko long-term wealth creation ke liye better fund samjhte hain.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
Ab humen jaana hai ki Fund A ya Fund B ka monthly SIP 10+ saal ke liye kis fund ke liye suitable hai. Fund A ka 1Y return 24.48% hai, lekin Fund B ka 1Y return 1.81% hai. Iske alawa, Fund A ka volatility 12.54 hai, jo Fund B se kam hai. Isliye, hum Fund A ko monthly SIP ke liye suitable fund samjhte hain.
⚠️ Risk & Cost Analysis
Ab humen jaana hai ki Fund A aur Fund B mein riskometer, volatility, Sharpe ratio, aur expense ratio ke beech mein kya antar hai. Fund A ka riskometer very high hai, lekin Fund B ka riskometer bhi very high hai. Iske alawa, Fund A ka volatility 12.54 hai, jo Fund B se kam hai. Iske alawa, Fund B ka Sharpe ratio 0.9 hai, jo Fund A se jyada hai. Isliye, hum Fund B ko better risk-adjusted returns dene ke liye suitable fund samjhte hain.
📊 Portfolio Diversification
Ab humen jaana hai ki Fund A aur Fund B ke asset allocation aur top holdings concentration ke beech mein kya antar hai. Fund A ka asset allocation equity 96.00% aur T-Bills 4.00% hai, jabki Fund B ka asset allocation equity 99.5% hai. Iske alawa, Fund A ka top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jabki Fund B ka top holdings HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), aur Axis Bank Ltd. (3.41%) hai. Isliye, hum Fund A ko better portfolio diversification dene ke liye suitable fund samjhte hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long-run mein, Fund B ka 5Y return 20.94% hai, jo Fund A ka 12.65% se jyada hai. Isliye, Fund B long-run mein better returns dene ke liye suitable fund hai.
Q2: Is the higher risk fund worth it?
Haan, higher risk fund worth hai, lekin usse aapko zaroorat hai. Fund B ka volatility 14.38 hai, lekin uska Sharpe ratio 0.9 hai, jo Fund A se jyada hai. Isliye, Fund B ke risk-adjusted returns Fund A se jyada hai.
Q3: Which fund is more cost-effective?
Haan, Fund B cost-effective hai, lekin expense ratio ke liye. Fund B ka expense ratio 0.84% hai, jo Fund A ka 1.52% se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price