ICICI Prudential Bluechip Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
15.4%
Dekho, aaj hum do large cap funds, ICICI Prudential Bluechip Fund aur Nippon India Large Cap Fund, ke beech ka comparison karne ja rhe hain. Ye dono funds ek hi category mein aate hain lekin inmein kuchh aisi cheezein hain jo aapko pata honi chahiye. Chaliye, aaj hum is article mein ye sab kuchh dekhenge.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 98.75 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.25 |
| Sharpe Ratio | 0.71 | 0.73 |
| 1 Year Return (%) | 24.48% | -0.91% |
| 3 Year Return (%) | 15.44% | 15.4% |
| 5 Year Return (%) | 12.65% | 16.46% |
| Since Launch (%) | 16.42% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.43% |
| Portfolio Turnover | 28% | 70% |
🤖 AI Verdict – Which is Better?
Haan, ab hum is baat ka discussion karte hain ki konsi fund aapke liye better hai. Dekho, 5 years ka return Fund A ke liye 12.65% hai jabki Fund B ke liye 16.46% hai. Lekin expense ratio bhi ek bada factor hai aur ismein Fund A 1.52% expense ratio se aata hai jabki Fund B ke liye 0.8% hai. Lekin riskometer aur volatility bhi ek bada factor hai aur ismein Fund A ke liye Very High hai jabki Fund B ke liye bhi Very High hai. Isliye, hum kahainge ki Fund B aapke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Chaliye, ab hum is baat ka discussion karte hain ki konsi fund aapke liye achi hai jisein aap SIP ke madhyam se invest karte hain. Dekho, 1 year ka return Fund A ne 24.48% kiya jabki Fund B ne -0.91% kiya. Lekin 3 years ka return Fund B ne 15.4% kiya jabki Fund A ne 15.44% kiya. Isliye, hum kahainge ki Fund B aapke liye better hai jisein aap SIP ke madhyam se invest karte hain.
⚠️ Risk & Cost Analysis
Ab hum fund ke riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karenge. Fund A ka riskometer Very High hai, lekin Fund B ka riskometer bhi Very High hai. Volatility ke maamle mein, Fund B ka 12.25 hai, jo Fund A ke 12.54 se kam hai. Sharpe ratio ke liye bhi humne dekha hai ki dono fund bahut hi kam hai, lekin Fund B ka Sharpe ratio 0.73 hai, jo Fund A ke 0.71 se jyada hai. Expense ratio ke liye, humne dekha hai ki Fund B bahut kam charge karta hai, jo 0.8% hai. Isliye, hum sochenge ki Fund B aapke risk-adjusted returns ke liye behtar fund hai.
📊 Portfolio Diversification
Chaliye, ab hum is baat ka discussion karte hain ki konsi fund aapke liye better hai portfolio diversification ka perspective se. Dekho, Fund A me equity 96.00% hai jabki Fund B me 96.43% hai. Isliye, hum kahainge ki Fund B aapke liye better hai portfolio diversification ka perspective se. Lekin top holdings me bhi ek bada difference hai. Fund A me HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. top 3 holdings hain jabki Fund B me bhi HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. top 3 holdings hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ne 5 years ka return 16.46% kiya jabki Fund A ne 12.65% kiya. Isliye, Fund B aapke liye better hai long run ka perspective se.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer aur volatility bhi Fund A ka barabar hai lekin Sharpe ratio me bhi Fund B ka score 0.73 hai jabki Fund A ka 0.71 hai. Isliye, Fund B aapke liye worth hai.
Q3: Which fund is more cost-effective?
Chaliye, Fund B ka expense ratio 0.8% hai jabki Fund A ka 1.52% hai. Isliye, Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price