ICICI Prudential Bluechip Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
25.15%
Yeh article mein hum do financial funds ke beech ki comparison karenge - ICICI Prudential Bluechip Fund aur Nippon India Growth Mid Cap Fund. Ye dono funds large cap aur mid cap shreni mein aate hain. Hum aapko batayenge ki kis fund mein long-term dhan srijan ke liye invest karna chahiye.
Chaliye aage badhkar dekhte hain ki kis fund mein invest karna chahiye.
Haan, fund A aur fund B dono hi very high riskometer par aate hain, lekin humein pata karna hoga ki kis fund mein long-term mein better returns milega.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 83.91 | 4845.02 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 15.97 |
| Sharpe Ratio | 0.71 | 1.17 |
| 1 Year Return (%) | 24.48% | 10.17% |
| 3 Year Return (%) | 15.44% | 25.15% |
| 5 Year Return (%) | 12.65% | 22.32% |
| Since Launch (%) | 16.42% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 98.55% |
| Portfolio Turnover | 28% | 74% |
🤖 AI Verdict – Which is Better?
Haan, fund B ko lagataar 3 saal ke liye 25.15% return diya hai, jabki fund A ko 15.44% return diya hai. Expense ratio bhi fund B mein 1.26% hai, jabki fund A mein 1.52% hai. Riskometer bhi dono fund mein very high hai, lekin fund B mein volatility 15.97 hai, jabki fund A mein 12.54 hai.
Sach ye hai, fund B long-term wealth creation ke liye better fund hai, kyonki use 3 saal ke liye lagataar better return diya hai aur expense ratio bhi thoda kam hai.
Lekin, yeh dhyan rakhna mahatvapoorn hai ki mid cap fund zyada risk wala fund hai, lekin agar aap long-term mein nishchit returns chaahte hain, to fund B ko chunna theek raha hoga.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Yeh baat dekhiye, fund B ko 1 saal ke liye 10.17% return diya hai, jabki fund A ko 24.48% return diya hai. Lekin, fund A ko lagataar 5 saal ke liye 12.65% return diya hai, jabki fund B ko 22.32% return diya hai.
SIP suitability ke liye, fund A zyada stable fund hai, lekin fund B ko lagataar 3 saal ke liye better return diya hai.
Haan, yeh dono fund mein very high riskometer hai, lekin fund A ko lagataar 5 saal ke liye better return diya hai, lekin fund B ko lagataar 3 saal ke liye better return diya hai.
⚠️ Risk & Cost Analysis
Haan, fund B mein volatility 15.97 hai, jabki fund A mein 12.54 hai. Sharpe ratio bhi fund B mein 1.17 hai, jabki fund A mein 0.71 hai. Expense ratio bhi fund B mein 1.26% hai, jabki fund A mein 1.52% hai.
Sach ye hai, fund A mein risk-adjusted returns thoda kam hai, lekin expense ratio bhi thoda zyada hai.
Lekin, fund B mein volatility zyada hai, lekin Sharpe ratio bhi zyada hai, jiska matlab hai ki fund B mein risk-adjusted returns thoda jyada hai.
📊 Portfolio Diversification
Haan, fund A mein asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jabki fund B mein Equity: 98.55% hai.
Top holdings mein, fund A mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai, jabki fund B mein BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) hai.
Sach ye hai, fund A mein asset allocation thoda kam hai, lekin top holdings mein zyada diversification hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ko lagataar 3 saal ke liye 25.15% return diya hai, jabki fund A ko 15.44% return diya hai. Lekin, fund A ko lagataar 5 saal ke liye 12.65% return diya hai, jabki fund B ko 22.32% return diya hai.
Q2: Is the higher risk fund worth it?
Fund B mein volatility zyada hai, lekin Sharpe ratio bhi zyada hai, jiska matlab hai ki fund B mein risk-adjusted returns thoda jyada hai.
Q3: Which fund is more cost-effective?
Fund B mein expense ratio 1.26% hai, jabki fund A mein 1.52% hai. Lekin, fund A mein risk-adjusted returns thoda kam hai, lekin expense ratio bhi thoda zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price