ICICI Prudential Bluechip Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Yeh do fund ek jaankari se adhik hain, Fund A ICICI Prudential Bluechip Fund aur Fund B Navi Mutual Fund Multi Cap Fund. Fund A large cap fund hai, jabki Fund B multi cap fund hai. Is article mein hum in do fund ke beech ka tulsan karne ki koshish karenge aur dikhayenge ki kis fund mein nivesh karne se aapko bhaari returns milegi.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 15 |
| Sharpe Ratio | 0.71 | 0.96 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 11.52% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 52% |
🤖 AI Verdict – Which is Better?
Haan, yeh sawal sabse bada hai. Fund B ka 3Y return 20.86% hai, jo Fund A ki 15.44% se adhik hai. Lekin Expense ratio bhi kam hone chahiye. Fund A ka expense ratio 1.52% hai, jo Fund B ki 1.68% se kam hai. Isliye, Fund A jyada accha fund hai long-term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A jyada accha fund hai. Iska 3Y return Fund B ke 20.86% se kam hai, lekin expense ratio kam hai. Chaliye, hum Fund A ki consistency aur return stability dekhte hain. Fund A ka 1Y return 24.48% hai, jo Fund B ki 5.23% se adhik hai. Isliye, Fund A SIP ke liye jyada accha fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ka mukhya faayda yeh hai ki yeh humein fund ke risk ki jankari dete hain. Fund A ka riskometer Very High hai, lekin volatility 12.54 hai, jo Fund B ki 15 se kam hai. Sharpe ratio bhi Fund A ke favour hai, jo 0.71 hai. Isliye, Fund A jyada accha fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum Fund A aur Fund B ka comparison karenge. Fund A ka asset allocation Equity mein 96.00% hai, jo Fund B ki 97.00% se kam hai. Top holdings concentration ke liye, Fund A ka HDFC Bank Ltd. aur ICICI Bank Ltd. jyada kam hai, jo Fund B ki 6.5% aur 5.8% se kam hai. Isliye, Fund A jyada diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B ki 11.52% se adhik hai. Isliye, Fund A long-term wealth creation ke liye jyada accha fund hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke liye, Fund A jyada accha fund hai. Fund A ka volatility 12.54 hai, jo Fund B ki 15 se kam hai. Sharpe ratio bhi Fund A ke favour hai, jo 0.71 hai. Isliye, Fund A jyada accha fund hai risk-adjusted returns ke liye.
Q3: Which fund is more cost‑effective?
Expense ratio ke liye, Fund A jyada accha fund hai. Fund A ka expense ratio 1.52% hai, jo Fund B ki 1.68% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price