ICICI Prudential Bluechip Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Ab aapko Fund A aur Fund B ke beech ki tasveer dekhne ke liye hai. Yeh dono fund Large Cap Category mein aate hain. Aapko pata chalega ki Fund A aur Fund B mein kya antar hai aur kitna fund aapke investment ke liye accha hoga.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.72 |
| Sharpe Ratio | 0.71 | 0.64 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 30% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B ke beech ke verdict karte hain. Dekhiye, Fund A ka 3Y return 15.44% hai, lekin expense ratio 1.52% hai. Fund B ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai. Riskometer Very High hai, lekin Fund A ka Sharpe ratio 0.71 hai, jiska matlab hai ki Fund A mein risk-adjusted returns better hain. To, Fund A aapke liye better fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye Fund A aur Fund B ke beech mein ki kya hai? Dekhiye, dono fund mein 96% equity aur 4% T-Bills hai. Lekin Fund A ka 1Y return 24.48% hai, jiska matlab hai ki yeh fund consistent returns dete hain. Fund B ka 1Y return -4.02% hai, jiska matlab hai ki yeh fund consistent returns nahi dete. To, Fund A aapke liye better fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund A aur Fund B ke beech mein ki kya hai? Dekhiye, dono fund mein riskometer Very High hai, lekin Fund A ka volatility 12.54 hai aur Fund B ka volatility 12.72 hai. Sharpe ratio ke liye, Fund A ka Sharpe ratio 0.71 hai aur Fund B ka Sharpe ratio 0.64 hai. Expense ratio ke liye, Fund A ka expense ratio 1.52% hai aur Fund B ka expense ratio 0.52% hai. To, Fund A aapke liye better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Portfolio diversification ke liye Fund A aur Fund B ke beech mein ki kya hai? Dekhiye, dono fund mein 96% equity aur 4% T-Bills hai. Lekin Fund A ka top 3 holdings mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jiska matlab hai ki yeh fund sector risk mein hai. Fund B ka top 3 holdings mein bhi HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, lekin yeh fund bhi sector risk mein hai. To, dono fund mein sector risk hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 12.65% hai, jiska matlab hai ki yeh fund long run mein better returns dete hain. Fund B ka 5Y return 12.03% hai, jiska matlab hai ki yeh fund long run mein less returns dete hain.
Q2: Is the higher risk fund worth it?
Nahi, yeh higher risk fund nahi worth hain. Fund A ka volatility 12.54 hai, jiska matlab hai ki yeh fund risk-adjusted returns mein better hai. Fund B ka volatility 12.72 hai, jiska matlab hai ki yeh fund risk-adjusted returns mein less hai.
Q3: Which fund is more cost-effective?
Fund B aapke liye more cost-effective hai. Yeh fund ka expense ratio 0.52% hai, jiska matlab hai ki yeh fund aapke liye less expensive hai. Fund A ka expense ratio 1.52% hai, jiska matlab hai ki yeh fund aapke liye more expensive hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price