ICICI Prudential Bluechip Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.03%
Ab aapke saamne do funds hain - ICICI Prudential Bluechip Fund aur Mirae Asset Mid Cap Fund. Ye dono funds aapke long-term wealth creation ke liye acche hain, lekin humein pata karna hoga ki kiski comparison mein aapko better investment option milta hai. Aaj hum aapko ye fund dono ki characteristics aur comparison karke dikhaenge aur aapko pata lagayenge ki aapke liye konsa fund better hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Mirae Asset |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 83.91 | 38.13 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.96 |
| Sharpe Ratio | 0.71 | 0.37 |
| 1 Year Return (%) | 24.48% | 2.41% |
| 3 Year Return (%) | 15.44% | 12.03% |
| 5 Year Return (%) | 12.65% | 9.36% |
| Since Launch (%) | 16.42% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 28% | 47% |
🤖 AI Verdict – Which is Better?
Hum apne research ke baad yeh pata chuke hain ki ICICI Prudential Bluechip Fund aapke liye better investment option hai. Ye fund 3Y return ke hisaab se 15.44% return dete hain, jisse aapka wealth creation accha hota hai. Expense ratio ke hisaab se bhi ye fund aapke liye better hai, jisse aapko paisa bachta hai. Aur riskometer ke hisaab se bhi ye fund aapke liye accha hai, jisse aapka risk kam hota hai. Haan, ye fund very high riskometer wala hai, lekin aapko pata hoga ki aapne long-term wealth creation ke liye kya karna hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
Ab hum aapko batana hai ki SIP ke liye konsa fund aapke liye better hai. SIP (Systematic Investment Plan) ke hisaab se hume pata chala ki ICICI Prudential Bluechip Fund aapke liye better hai. Ye fund 3Y return ke hisaab se 15.44% return dete hain, jisse aapka wealth creation accha hota hai. Aur expense ratio ke hisaab se bhi ye fund aapke liye better hai, jisse aapko paisa bachta hai. Lekin, agar aapka investment horizon kam hai, to Mirae Asset Mid Cap Fund bhi ek accha option hai.
⚠️ Risk & Cost Analysis
Ab hum aapko batana hai ki riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se konsa fund aapke liye better hai. ICICI Prudential Bluechip Fund aur Mirae Asset Mid Cap Fund dono fund very high riskometer wale hain, lekin ICICI Prudential Bluechip Fund ki volatility 12.54 hai, jisse aapka risk kam hota hai. Sharpe ratio ke hisaab se bhi ye fund aapke liye better hai, jisse aapka risk-adjusted return accha hota hai. Aur expense ratio ke hisaab se bhi ye fund aapke liye better hai, jisse aapko paisa bachta hai.
📊 Portfolio Diversification
Ab hum aapko batana hai ki asset allocation aur top holdings concentration ke hisaab se konsa fund aapke liye better hai. ICICI Prudential Bluechip Fund mein equity 96% aur T-Bills 4% hai, jisse aapka portfolio diversified hota hai. Aur top holdings concentration ke hisaab se bhi ye fund aapke liye better hai, jisse aapka sector risk kam hota hai. Mirae Asset Mid Cap Fund mein equity 97.85% aur mutual fund 0.26% hai, jisse aapka portfolio diversified hota hai. Aur top holdings concentration ke hisaab se bhi ye fund aapke liye better hai, jisse aapka sector risk kam hota hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki ICICI Prudential Bluechip Fund 5Y return ke hisaab se 12.65% return dete hain, jisse aapka wealth creation accha hota hai. Aur 3Y return ke hisaab se bhi ye fund aapke liye better hai, jisse aapka wealth creation accha hota hai.
Q2: Is the higher risk fund worth it?
Haan, agar aapko long-term wealth creation ke liye investment karna hai, to ICICI Prudential Bluechip Fund aapke liye better hai. Ye fund riskometer ke hisaab se very high hai, lekin aapko pata hoga ki aapne long-term wealth creation ke liye kya karna hai. Aur Sharpe ratio ke hisaab se bhi ye fund aapke liye better hai, jisse aapka risk-adjusted return accha hota hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Bluechip Fund expense ratio ke hisaab se 1.52% hai, jisse aapko paisa bachta hai. Aur Mirae Asset Mid Cap Fund expense ratio ke hisaab se 1.67% hai, jisse aapko paisa nahi bachta hai. Isliye, ICICI Prudential Bluechip Fund aapke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price