ICICI Prudential Bluechip Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
11.03%
Today, hamaare paas do large cap funds hain - ICICI Prudential Bluechip Fund aur Mirae Asset Large Cap Fund. Ye donon funds large cap category mein aate hain aur high riskometer ke saath aate hain. Is article mein, hum dekheinge ki dono funds mein kya aisa hai aur kis fund mein long-term wealth creation ke liye saptaahik SIP lagana achha hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Mirae Asset |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 122.90 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.64 |
| Sharpe Ratio | 0.71 | 0.39 |
| 1 Year Return (%) | 24.48% | -2% |
| 3 Year Return (%) | 15.44% | 11.03% |
| 5 Year Return (%) | 12.65% | 10.78% |
| Since Launch (%) | 16.42% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 50 | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 28% | 20% |
🤖 AI Verdict – Which is Better?
Haan, yeh dono funds very high riskometer ke saath aate hain lekin kya aapko pata hai ki Mirae Asset Large Cap Fund 3Y return mein ICICI Prudential Bluechip Fund se kam hai aur expense ratio mein bhi kam hai. Isliye, hum apne verdict mein ICICI Prudential Bluechip Fund ko better fund ke roop mein chuna hain.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, SIP ke liye konsa fund better hai? Fund A iccha se bahut achhi consistency deta hai, lekin Fund B ki 1Y return kam negative hai. Lekin, haan, Fund B ki consistency Fund A ke mukable hain. Dono funds mein 10+ saal ke liye SIP lagaana achha hoga.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se dono funds ek hi hain, lekin volatility ke hisaab se Fund A kam volatile hai. Sharpe ratio ke hisaab se Fund A better hai. Haan, expense ratio ke hisaab se Fund B kam cost hai. Lekin, dono funds mein risk-adjusted return Fund A se zyada hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A kam diversified hai, lekin Fund B kam sector risk hai. Top holdings concentration ke hisaab se Fund A kam risk hai. Haan, dono funds mein top 3 holdings me HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ki 5Y return Fund A se kam hai, lekin 3Y return mein Fund B ki return Fund A se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility Fund A se kam hai, lekin Sharpe ratio Fund A ke mukable hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ki expense ratio Fund A se kam hai, lekin Fund A ki performance Fund B ke mukable hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price