ICICI Prudential Bluechip Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.73%
Dekho, aap sabhi investors ke liye ek mahatvapoorn decision hai fund choose karna. Haan, aaj hum do funds ki tulna karne ja rhe hain, Fund A ICICI Prudential Bluechip Fund aur Fund B Mirae Asset ELSS Tax Saver Fund. Ye do funds aapke long term wealth creation ke liye kya offer karte hain? Chaliye, aapko iske baare mein jaankari pradaan karte hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Mirae Asset |
| Category | Large Cap | ELSS |
| NAV (₹) | 83.91 | 48.73 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.85 |
| Sharpe Ratio | 0.71 | 0.59 |
| 1 Year Return (%) | 24.48% | 2.19% |
| 3 Year Return (%) | 15.44% | 14.73% |
| 5 Year Return (%) | 12.65% | 12.52% |
| Since Launch (%) | 16.42% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 28% | 69% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ICICI Prudential Bluechip Fund aapke liye bhiyaar hai. Iska 3Y return 15.44% hai, expense ratio 1.52% hai, aur riskometer very high hai. Isse aapko pata lagta hai is fund ne aapke investment ko behtar return diya hai. Haan, lekin ismein bhi kuchh limitations hain, jaise ki volatility aur Sharpe ratio.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
Aapko pata hai ki SIP investment aapke investment ki stability aur return ko badhane mein madad karta hai. Haan, lekin Fund A aur Fund B dono mein SIP investment ke liye kya sujhaav hai? Fund A ke 3Y return aur expense ratio aapke liye behtar hai, lekin Fund B ka asset allocation aur riskometer bhi accha hai.
⚠️ Risk & Cost Analysis
Apko pata hai ki investment mein risk aur cost dono hi mahatvapoorn hain. Haan, lekin Fund A aur Fund B mein kya difference hai? Fund A ka volatility aur Sharpe ratio Fund B se behtar hai, lekin Fund B ka expense ratio Fund A se adhik hai. Dekho, aapki investment ki security ke liye kya sujhaav hai.
📊 Portfolio Diversification
Aapko pata hai ki portfolio diversification aapke investment ki stability aur return ko badhane mein madad karta hai. Haan, lekin Fund A aur Fund B mein kya difference hai? Fund A ka asset allocation aur top holdings concentration Fund B se behtar hai, lekin Fund B ka sector risk Fund A se adhik hai. Chaliye, aapko portfolio diversification ke liye kya sujhaav hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ICICI Prudential Bluechip Fund ka 5Y return 12.65% hai, jiska 3Y return 15.44% hai. Isse pata lagta hai is fund ne aapke investment ko behtar return diya hai.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio 0.71 hai aur volatility 12.54 hai, jo Fund B se behtar hai. Isse pata lagta hai Fund A aapke investment ki security ke liye accha hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.52% hai, jo Fund B ka expense ratio 1.62% se kam hai. Isse pata lagta hai Fund A aapke investment ke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price