ICICI Prudential Bluechip Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Dekho, aap log fund invest karne ke liye kai chunautiyon ke saamne hote hain. Is article mein, hum aapko do fund ke beech ke tareeke se compare karne ke liye jaanne jaenge - ICICI Prudential Bluechip Fund aur LIC Mutual Fund Multi Cap Fund. Hum aapko pata karenge ki donon fund ki category, unki return, riskometer, volatility, aur expense ratio ke baare mein. Iske saath hi, hum aapko SIP suitabillity, risk & cost analysis, portfolio diversification aur FAQs ke baare mein bhi jaanne jaenge.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | LIC Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.9 |
| Sharpe Ratio | 0.71 | 1.03 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 11.46% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 38% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki donon fundon ki category hi hai Large Cap aur Multi Cap, lekin unki return aur expense ratio mein kai antar hain. Fund B ka 3Y return 20.86% hai, jo Fund A se 5.42% zyada hai. Iske alawa, Fund B ka expense ratio 1.68% hai, jo Fund A ke 1.52% se zyada hai. Isliye, hum kahaenge ki Fund B aapke liye better investment option hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
Sach ye hai ki SIP suitabillity ke liye humein donon fundon ka 3Y return, expense ratio aur riskometer dekhna hoga. Fund B ka 3Y return 20.86% hai, jo Fund A se 5.42% zyada hai. Iske alawa, Fund B ka expense ratio 1.68% hai, jo Fund A ke 1.52% se zyada hai. Isliye, hum kahaenge ki Fund B aapki monthly SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Donon fundon ka riskometer "Very High" hai, lekin unki volatility mein kai antar hain. Fund B ka volatility 13.9 hai, jo Fund A ke 12.54 se zyada hai. Iske alawa, Fund B ka Sharpe ratio 1.03 hai, jo Fund A ke 0.71 se zyada hai. Isliye, hum kahaenge ki Fund B aapke risk-adjusted returns ke liye better option hai.
📊 Portfolio Diversification
Donon fundon ka asset allocation aapko dekhne ke liye hai. Fund A mein Equity aur T-Bills ka asset allocation 96% aur 4% hai, jabki Fund B mein 97% aur 3% hai. Iske alawa, Fund A ki top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hain, jo Fund B ki top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hain. Isliye, hum kahaenge ki donon fundon ke portfolio mein kai antar hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 11.46% hai, jo Fund A ke 12.65% se kam hai. Lekin Fund B ka 3Y return 20.86% hai, jo Fund A ke 15.44% se zyada hai. Isliye, hum kahaenge ki Fund B aapke liye better investment option hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka volatility 13.9 hai, jo Fund A ke 12.54 se zyada hai. Lekin Fund B ka Sharpe ratio 1.03 hai, jo Fund A ke 0.71 se zyada hai. Isliye, hum kahaenge ki Fund B aapke risk-adjusted returns ke liye better option hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 1.52% hai, jo Fund B ke 1.68% se kam hai. Isliye, hum kahaenge ki Fund A aapke liye cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price