ICICI Prudential Bluechip Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Chaliye dekho, aaj hum bataayenge ki dono funds, Fund A aur Fund B, kis tarah hain. Ye dono Large Cap funds hain, jiske liye aapko lagataar returns chahiye. Hum aapko batayenge ki ye dono funds kaise hain, unki comparison kaise karenge aur aapko kya saavdhaaniyan leni chahiye.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.93 |
| Sharpe Ratio | 0.71 | 0.69 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A better hai. Iska reason hai ki Fund A ka 3Y return 15.44% hai, jo Fund B se adhik hai. Lekin expense ratio ke hisaab se Fund B kam costa hai. Haan, Fund B ka riskometer bhi very high hai, lekin volatility ka hisaab dekho, to Fund A kam risky hai. Dekho, fund chunne se pehle aapko apni financial goals aur risk ki capacity ko dhyan mein rakhna chahiye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Agar aap monthly SIP ka plan banane ja raha hain, to Fund A aapke liye behtar fund hai. Iska reason hai ki Fund A ki consistency aur return stability Fund B se adhik hai. Haan, Fund A ka expense ratio Fund B se jyada hai, lekin long-term returns ke hisaab se Fund A behtar hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ka hisaab lekar dekho, to Fund A kam risky hai. Lekin Sharpe ratio ka hisaab lekar dekho, to Fund B kam risky hai. Haan, expense ratio ka hisaab lekar dekho, to Fund B kam costa hai. Dekho, fund chunne se pehle aapko apni risk ki capacity ko dhyan mein rakhna chahiye.
📊 Portfolio Diversification
Fund A aur Fund B dono ki asset allocation Equity aur T-Bills ke beech 96:4 hain. Lekin top holdings concentration ke hisaab se dekho, to dono funds mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. ka adhikatva hai. Haan, Fund A ka asset allocation Fund B se adhik diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B se adhik hai. Isliye, Fund A long run mein behtar returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer very high hai, lekin volatility ka hisaab lekar dekho, to Fund A kam risky hai. Sharpe ratio ka hisaab lekar dekho, to Fund A behtar hai. Isliye, Fund A ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price