ICICI Prudential Bluechip Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.82%
Aapne do bade fund dekhe hain. Fund A ICICI Prudential Bluechip Fund hai aur Fund B Kotak Mahindra Large Cap Fund. Dono fund large cap category mein hain aur aapko kya ye fund aapke investment ke liye achhe hain, yeh jaankari dene ke liye hum aapke saath hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Kotak Mahindra |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 635.60 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.32 |
| Sharpe Ratio | 0.71 | 0.56 |
| 1 Year Return (%) | 24.48% | -2.46% |
| 3 Year Return (%) | 15.44% | 12.82% |
| 5 Year Return (%) | 12.65% | 12.2% |
| Since Launch (%) | 16.42% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 16% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 12.82% hai. To, long-term wealth creation ke liye Fund A better hai. Lekin expense ratio ka bhi dhyan rakna hoga, aur wo 1.52% hai Fund A ka, jabki Fund B ka 1.36% hai. Isliye, Fund B bhi ek chunautiyogya vikalp hai. Lekin overall, Fund A ka jyada better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Monthly SIP ke liye 10+ saal ke liye fund ki consistency aur return stability ka hisaab karna zaroori hai. Fund A ka 1Y return 24.48% hai, jisse Fund B ka -2.46% return kam hai. Haan, Fund B ka 3Y return 12.82% hai, jisse Fund A ka 15.44% return jyada hai. Lekin agar aapka investment time period jyada hai, to Fund A better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se, Fund A ka risk-adjusted return better hai. Fund A ka riskometer very high hai, lekin Sharpe ratio 0.71 hai, jisse Fund B ka 0.56 Sharpe ratio kam hai. Haan, Fund A ka expense ratio 1.52% hai, jisse Fund B ka 1.36% expense ratio kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka hisaab karna zaroori hai. Fund A aur Fund B dono ka asset allocation Equity 96% aur T-Bills 4% hai. Lekin Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai, jisse Fund B ka top 3 holdings bhi same hai. Haan, Fund A ka top holdings concentration jyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jisse Fund B ka 12.2% return kam hai. Haan, Fund A ka long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka risk-adjusted return better hai. Fund A ka riskometer very high hai, lekin Sharpe ratio 0.71 hai, jisse Fund B ka 0.56 Sharpe ratio kam hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.52% hai, jisse Fund B ka 1.36% expense ratio kam hai. Haan, Fund A more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price