ICICI Prudential Bluechip Fund vs JM Financial Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Aaj hum baat karenge Fund A aur Fund B ke beech. Fund A ICICI Prudential Bluechip Fund hai aur Fund B JM Financial Multi Cap Fund. Dono funds large aur multi cap category mein aate hain. Lekin, hamein pata chalna hoga ki dono funds mein kya aisa hai jisme se hamara paisa behtar jagah par jaa sakta hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BJM Financial Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | JM Financial |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.63 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.35 |
| Sharpe Ratio | 0.71 | 1 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 0% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 44% |
🤖 AI Verdict – Which is Better?
Hamari verdict hai ki Fund A better fund hai long-term wealth creation ke liye. Iska karan hai ki Fund A ka 3Y return 15.44% hai, jo ki Fund B se adhik hai. Lekin, Fund B ka expense ratio 1.68% hai, jo ki Fund A se adhik hai. Riskometer bhi dono funds mein high hai, lekin Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B se kam hai. Haan, Fund A ka 5Y return 12.65% hai, jo ki Fund B se adhik hai. To, Fund A better fund hai long-term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider JM Financial Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.63 Lac Cr
- Sharpe Ratio: 1
📈 SIP Suitability
Agar aap monthly SIP ke liye 10+ saal ka plan banate hain, to Fund A better fund hai. Iska karan hai ki Fund A ka consistency aur return stability adhik hai. Fund A ka 1Y return 24.48% hai, jo ki Fund B se adhik hai. Lekin, Fund B ka 3Y return 20.86% hai, jo ki Fund A se kam hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke beech mehsoos karenge. Fund B ka riskometer bhi high hai, lekin Fund A ka volatility 12.54 hai, jo ki Fund B se kam hai. Sharpe ratio bhi Fund A ka 0.71 hai, jo ki Fund B se kam hai. Lekin, Fund A ka expense ratio 1.52% hai, jo ki Fund B se kam hai. To, Fund A better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke beech mehsoos karenge. Fund A ka asset allocation Equity: 96.00% hai, jo ki Fund B se kam hai. Lekin, Fund A ka asset allocation T-Bills: 4.00% hai, jo ki Fund B se adhik hai. Top holdings concentration bhi Fund A ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai, jo ki Fund B se adhik hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
JM Financial Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 12.65% hai, jo ki Fund B se adhik hai. Lekin, Fund B ka 3Y return 20.86% hai, jo ki Fund A se kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer bhi high hai, lekin Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B se kam hai. Lekin, Fund B ka volatility 14.35 hai, jo ki Fund A se adhik hai.
Q3: Which fund is more cost-effective?
Chaliye dekhte hain expense ratio ke beech. Fund A ka expense ratio 1.52% hai, jo ki Fund B se kam hai. Lekin, Fund B ka expense ratio 1.68% hai, jo ki Fund A se adhik hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price