ICICI Prudential Bluechip Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, aaj hum do large-cap funds, ICICI Prudential Bluechip Fund aur JM Financial Large Cap Fund, ke beech ka comparison karenge. Fund A aur Fund B dono hi large-cap funds hain, lekin inka 1Y se lekar 5Y tak ka return aur expense ratio alag-alag hai. Hum aapko is article mein in dono funds ke features aur performance ka analysis karne wale hain. Chaliye, shuru karein.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | JM Financial |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.25 |
| Sharpe Ratio | 0.71 | 0.67 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 26% |
🤖 AI Verdict – Which is Better?
Our verdict hai ki Fund A, ICICI Prudential Bluechip Fund, Fund B ke liye khaas hai. Fund A ka 3Y return 15.44% hai, jo ki Fund B ka 14.7% se zyaada hai. Iske alawa, Fund A ka expense ratio Fund B ki comparison mein 0.52% se zyaada hai, jo ki 1.52% hai. Haan, Fund A ka riskometer aur volatility bhi Fund B ke mukable zyaada hai, lekin sharpe ratio ka hisaab lete hue, Fund A Fund B se zyada behtar lagta hai. Lekin, isse pahle humein SIP suitablity aur portfolio diversification ka analysis karna hoga.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
SIP suitablity ka dhyan mein rakhte hue, hum dekhte hain ki Fund A aur Fund B dono hi monthly SIP ke liye suitable hain. Lekin, Fund A ka consistency aur return stability Fund B ka mukable zyaada hai. Fund A ka 3Y return Fund B ka 14.7% se zyaada hai, aur iske alawa, Fund A ka expense ratio Fund B ki comparison mein kam hai. Haan, Fund A ka riskometer aur volatility bhi Fund B ke mukable zyaada hai, lekin sharpe ratio ka hisaab lete hue, Fund A Fund B se zyada behtar lagta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, hum dekhte hain ki Fund A aur Fund B dono hi very high risk wale funds hain. Lekin, Fund A ka sharpe ratio Fund B ke mukable zyaada hai, jo ki 0.71 hai. Iske alawa, Fund A ka expense ratio Fund B ki comparison mein zyaada hai, jo ki 1.52% hai. Haan, Fund A ka riskometer aur volatility bhi Fund B ke mukable zyaada hai, lekin sharpe ratio ka hisaab lete hue, Fund A Fund B se zyada behtar lagta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, hum dekhte hain ki Fund A aur Fund B dono hi 96% equity aur 4% T-Bills ka asset allocation rakhte hain. Lekin, Fund A ka top holdings concentration Fund B ke mukable zyaada hai, jo ki HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein hai. Haan, Fund A ka sector risk Fund B ke mukable zyaada hai, lekin sharpe ratio ka hisaab lete hue, Fund A Fund B se zyada behtar lagta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo ki Fund B ka 12.03% se zyaada hai. Iske alawa, Fund A ka 3Y return Fund B ka 14.7% se zyaada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka sharpe ratio Fund B ke mukable zyaada hai, jo ki 0.71 hai. Iske alawa, Fund A ka 3Y return Fund B ka 14.7% se zyaada hai, aur iske alawa, Fund A ka expense ratio Fund B ki comparison mein kam hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio Fund A ki comparison mein kam hai, jo ki 0.52% hai. Iske alawa, Fund B ka 5Y return Fund A ka 12.65% se kam hai, aur iske alawa, Fund B ka 3Y return Fund A ka 15.44% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price