ICICI Prudential Bluechip Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.93%
Dekho, aap logon ke liye main do funds ke beech ka comparison karne wala hai. Fund A ICICI Prudential Bluechip Fund hai jo Large Cap category mein aata hai. Iske alawa, main aapko Fund B Invesco Mutual Fund Liquid Fund ke baare mein bhi batane wala hoon. Ye fund Liquid Fund category mein aata hai. Chaliye, aaj hum iske baare mein jaante hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Invesco Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 3819.94 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.54 | 0.13 |
| Sharpe Ratio | 0.71 | 3.31 |
| 1 Year Return (%) | 24.48% | 6.17% |
| 3 Year Return (%) | 15.44% | 6.93% |
| 5 Year Return (%) | 12.65% | 6.11% |
| Since Launch (%) | 16.42% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 269% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono mein aapko investment karna hai hai. Lekin, agar aapke liye long-term wealth creation ka mudda hai, to Fund B Invesco Mutual Fund Liquid Fund aapke liye achha hai. Iska 3Y return 6.93% hai, jo Fund A ki 3Y return (15.44%) se kam hai lekin expense ratio 0.12% hai, jo Fund A ki expense ratio (1.52%) se kam hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP Suitability ke liye, humein apne liye achhe fund ko chunna hai. Dekho, Fund A ki 1Y return 24.48% hai, jo bade return deta hai lekin Fund B ki 1Y return bhi 6.17% hai. Lekin, Fund B ki consistency aur return stability Fund A se bhi acchi hai. Isliye, agar aapko SIP karna hai to Fund B aapke liye accha hai.
⚠️ Risk & Cost Analysis
Haan, ab hum apne liye risk aur cost ko samajhne wala hain. Dekho, Fund A ka riskometer Very High hai aur volatility 12.54 hai. Iske alawa, Sharpe ratio 0.71 hai aur expense ratio 1.52%. Fund B ka riskometer Low hai aur volatility 0.13 hai. Iske alawa, Sharpe ratio 3.31 hai aur expense ratio 0.12%. Isme se, Fund B aapke liye accha hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum apne liye asset allocation aur top holdings ko samajhne wala hain. Dekho, Fund A ka asset allocation Equity 96.00% aur T-Bills 4.00% hai. Iske alawa, top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai. Fund B ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00% aur Cash 5.00% hai. Iske alawa, top holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) hai. Isme se, Fund B aapke liye accha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai lekin Fund B ka 5Y return 6.11% hai. Isliye, Fund A long run mein aapke liye accha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai lekin Sharpe ratio 0.71 hai. Iske alawa, volatility 12.54 hai. Lekin, Fund B ka riskometer Low hai aur Sharpe ratio 3.31 hai. Isliye, Fund B aapke liye accha hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai jo Fund A ki expense ratio (1.52%) se kam hai. Isliye, Fund B aapke liye accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price