ICICI Prudential Bluechip Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
15.42%
Ab aap log Fund A aur Fund B ke beech me kya farak hai, iske liye aap sabhi ko aaj ki yaad dilaana hai. Fund A aur Fund B dono hi ICICI Prudential ke funds hain, lekin Fund A Large Cap Fund hai, jabki Fund B Small Cap Fund hai. Is report me hum aapko Fund A aur Fund B ke 5-sal, 3-sal aur 1-sal returns ke saath-saath unke expense ratio, riskometer, aur asset allocation ke bare me jaankari degaein.
[VERDICT]| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Small Cap |
| NAV (₹) | 83.91 | 96.92 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 17.48 |
| Sharpe Ratio | 0.71 | 0.51 |
| 1 Year Return (%) | 24.48% | 1.68% |
| 3 Year Return (%) | 15.44% | 15.42% |
| 5 Year Return (%) | 12.65% | 17.22% |
| Since Launch (%) | 16.42% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 28% | 21% |
🤖 AI Verdict – Which is Better?
Haan, Fund B ek chota fund hai, lekin yeh aapke long-term wealth creation ke liye ek behtar investment opshon ho sakta hai. Fund B ka 3-sal return 15.42% hai, jabki Fund A ka 3-sal return 15.44% hai, lekin Fund B ka expense ratio 0.82% hai, jiska koi bhi Fund A ka expense ratio se kam nahin hai. Fund B ka riskometer bhi very high hai, lekin yeh aapke long-term wealth creation ke liye ek behtar fund ho sakta hai.
[SIP_SUITABILITY]Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Ab aapko sochna hai ki Fund A ya Fund B ka monthly SIP kyun karein? Fund A ka 5-sal return 12.65% hai, jabki Fund B ka 5-sal return 17.22% hai. Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.82% hai. Isse saabit hota hai ki Fund B aapke long-term wealth creation ke liye ek behtar investment opshon hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab aapko Fund A aur Fund B ke riskometer, volatility, Sharpe ratio, aur expense ratio ke beech me kya farak hai. Fund A ka riskometer very high hai, jabki Fund B ka riskometer bhi very high hai. Fund A ka volatility 12.54 hai, jabki Fund B ka volatility 17.48 hai. Isse saabit hota hai ki Fund B aapke risk-adjusted returns ke liye ek behtar fund hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab aapko Fund A aur Fund B ke asset allocation aur top holdings concentration ke beech me kya farak hai. Fund A ka asset allocation equity 96.00% aur T-Bills 4.00% hai, jabki Fund B ka asset allocation equity 91.00% aur cash & equivalents 9.00% hai. Fund A ka top holdings concentration HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, jabki Fund B ka top holdings concentration Aarti Drugs Ltd., Hatsun Agro Product Ltd., aur National Aluminium Company Ltd. hai.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5-sal return 17.22% hai, jabki Fund A ka 5-sal return 12.65% hai. Isse saabit hota hai ki Fund B aapke long-term wealth creation ke liye ek behtar fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer very high hai, lekin yeh aapke risk-adjusted returns ke liye ek behtar fund hai. Fund B ka volatility 17.48 hai, jabki Fund A ka volatility 12.54 hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.82% hai, jabki Fund A ka expense ratio 1.52% hai. Isse saabit hota hai ki Fund B aapke cost ke liye ek behtar fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price