ICICI Prudential Bluechip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.43%
Chaliye dekho, hum aaj doh aam bade mutual funds ke beech karein comparison. Fund A, ICICI Prudential Bluechip Fund, ek large cap fund hai, jabki Fund B, ICICI Prudential Multi Cap Fund, ek multi cap fund hai. Ye duniya ek adhik vishal aur visheshit fund hai, jismein large cap aur mid cap stocks dono shamil hain. Is liye, ye aam taur par adhik vriddhi karne ke liye tayyar hai, lekin iski vyapaarik jatilta bhi adhik hai. Hum aaj iski tulna karenge aur dekheinge ki kis fund mein aapko aage vardaan milne wala hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 934.98 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.2 |
| Sharpe Ratio | 0.71 | 1.06 |
| 1 Year Return (%) | 24.48% | 6.9% |
| 3 Year Return (%) | 15.44% | 20.43% |
| 5 Year Return (%) | 12.65% | 17.37% |
| Since Launch (%) | 16.42% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.97% |
| Portfolio Turnover | 28% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A aapko aage vardaan dega. Fund A ka 3Y return 15.44% hai, jo Fund B ki 3Y return (20.43%) se kam hai, lekin expense ratio 1.52% hai, jo Fund B ki expense ratio (1.74%) se kam hai. Iske alawa, Fund A ka riskometer bhi kam hai, jisase ye fund aapke liye adhik vyapak hai. Haan, Fund B ka 1Y return adhik hai, lekin 5Y return ka mukabala Fund A ke saath karega, to Fund A hi aage vardaan dega.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Fund A aapke liye adhik vyapak hai. Fund A ka 1Y return 24.48% hai, jo Fund B ki 1Y return (6.9%) se adhik hai. Iske alawa, Fund A ka consistency bhi adhik hai, kyunki iska 3Y return 15.44% hai, jo Fund B ki 3Y return (20.43%) se kam hai. Haan, Fund B ka 5Y return adhik hai, lekin Fund A ka consistency aur stability aapke liye adhik mahatvapurn hain.
⚠️ Risk & Cost Analysis
Khel Riskometer, Volatility, Sharpe Ratio aur Expense Ratio ke saath hua hai! Fund A ka Riskometer Very High hai, lekin Volatility 12.54 hai. Fund B ka Riskometer bhi Very High hai, lekin Volatility 13.2 hai. Sharpe Ratio ka mukabala karega, to Fund A ka Sharpe Ratio 0.71 hai, jo Fund B ki Sharpe Ratio (1.06) se kam hai. Expense Ratio ka mukabala karega, to Fund A ka Expense Ratio 1.52% hai, jo Fund B ki Expense Ratio (1.74%) se kam hai. Haan, Fund B ka Sharpe Ratio adhik hai, lekin Fund A ka Expense Ratio aapke liye adhik vyapak hai.
📊 Portfolio Diversification
Asset Allocation aur Top Holdings concentration ka mukabala karega, to Fund A ka Asset Allocation Equity: 96.00% | T-Bills: 4.00% hai. Fund B ka Asset Allocation bhi Equity: 97.97% hai, lekin Top Holdings concentration Fund A se adhik hai. Fund A ka Top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai, jabki Fund B ka Top 3 holdings BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) hai. Haan, Fund A ka asset allocation adhik vyapak hai, lekin Fund B ka top holdings concentration aapke liye adhik mahatvapurn hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jo Fund B ki 5Y return (17.37%) se kam hai. Haan, Fund B ka 3Y return adhik hai, lekin Fund A ka 5Y return aapke liye adhik mahatvapurn hai.
Q2: Is the higher risk fund worth it?
Fund B ka Sharpe Ratio 1.06 hai, jo Fund A ki Sharpe Ratio (0.71) se adhik hai. Haan, Fund B ka Volatility 13.2 hai, jo Fund A ki Volatility (12.54) se adhik hai. To, Fund B ki higher risk aapke liye adhik mahatvapurn hai.
Q3: Which fund is more cost-effective?
Fund A ka Expense Ratio 1.52% hai, jo Fund B ki Expense Ratio (1.74%) se kam hai. Haan, Fund A ka Sharpe Ratio kam hai, lekin Fund A ka Expense Ratio aapke liye adhik vyapak hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price