ICICI Prudential Bluechip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.43%
Ab bata rahe hain Fund A aur Fund B ke beech ka comparison. Fund A ICICI Prudential Bluechip Fund hai aur Fund B ICICI Prudential Multi Cap Fund. Ye do fund aapke wealth creation ke liye achhe vikalp ho sakte hain, lekin kya Fund A bhaari hai lekin Fund B kam, ya phir vice versa. Dekho, hum aapko Fund A aur Fund B ke beech ki jaankari dien gayi hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 934.98 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.45 |
| Sharpe Ratio | 0.71 | 1.04 |
| 1 Year Return (%) | 24.48% | 6.9% |
| 3 Year Return (%) | 15.44% | 20.43% |
| 5 Year Return (%) | 12.65% | 17.37% |
| Since Launch (%) | 16.42% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.97% |
| Portfolio Turnover | 28% | 45% |
🤖 AI Verdict – Which is Better?
Haan, humein lagta hai ki Fund A Fund B se behtar hai, kyonki iska 3Y return 15.44% hai, jo Fund B ke 3Y return 20.43% se kam hai. Lekin expense ratio ke hisaab se Fund B kam expensive hai. Aur sabse bada factor ya to riskometer hai, jo very high hai, aur volatility ka hisaab lekar bhi Fund B kam hai. So, Fund A long-term wealth creation ke liye better option hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
SIP suitabilit ke hisaab se Fund B better hai, kyunki iska return stability aur consistency ka hisaab lekar Fund A se bada hai. Fund B ka 1Y return 6.9% hai, jo Fund A ke 1Y return 24.48% se kam hai. Lekin 10+ saal ke liye SIP ke liye Fund B better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka hisaab lekar Fund B better hai. Fund B ka riskometer very high hai, lekin volatility ka hisaab lekar Fund B kam hai. Sharpe ratio ka hisaab lekar bhi Fund B kam hai, lekin expense ratio ka hisaab lekar Fund B kam expensive hai. So, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A better hai, kyunki iska equity proportion 96% hai, jo Fund B ke 97.97% se kam hai. Lekin asset allocation ka hisaab lekar Fund B better hai, kyunki iska concentration sector risk ka hisaab lekar Fund A se kam hai. Fund A ka top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hai, jo Fund B ke BSE Ltd. aur Ultratech Cement Ltd. se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo Fund B ke 17.37% se kam hai. Lekin 3Y return ka hisaab lekar Fund A 15.44% hai, jo Fund B ke 20.43% se kam hai, lekin Fund B ka return stability aur consistency ka hisaab lekar Fund A se bada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer very high hai, lekin volatility ka hisaab lekar Fund B kam hai. Sharpe ratio ka hisaab lekar bhi Fund B kam hai, lekin expense ratio ka hisaab lekar Fund B kam expensive hai. To, Fund B better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, Fund B ka expense ratio 0.99% hai, jo Fund A ke 1.52% se kam hai. To, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price