ICICI Prudential Bluechip Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.81%
Dekho, aagar aapko large cap funds mein invest karna hai, toh yeh article aapke liye hai. Main aapko Fund A (ICICI Prudential Bluechip Fund) aur Fund B (ICICI Prudential Large Cap Fund) ke beech ka comparison karunga. Fund A Direct Plan ka hai, jabki Fund B Regular Plan ka hai. Chaliye, aapko pata chal jayega ki kaun se fund aapke liye better hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 117.10 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.43 |
| Sharpe Ratio | 0.71 | 0.73 |
| 1 Year Return (%) | 24.48% | -2.39% |
| 3 Year Return (%) | 15.44% | 14.81% |
| 5 Year Return (%) | 12.65% | 14.18% |
| Since Launch (%) | 16.42% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 17% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 15.44% hai, jabki Fund B ki 14.81% hai. Expense ratio me bhi Fund A 1.52% se bada hai Fund B ke 0.52%. Riskometer bhi dono fund Very High hai, lekin Fund A ki volatility 12.54 hai aur Fund B ki 11.43. Kya aapko lagta hai ki Fund A better hai?
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Haan, SIP ke liye Fund B better hai. Fund B ki 3Y return stable hai aur expense ratio kam hai. Fund A ki 1Y return negative hai, lekin Fund B ki negative return kam hai. Aap SIP ke liye Fund B ka chayan karein.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ke hisaab se, Fund B better hai. Fund B ki volatility kam hai aur Sharpe ratio 0.73 hai, Fund A ki 0.71. Expense ratio me bhi Fund B kam hai. Fund B ek better risk-adjusted return offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, Fund A better hai. Fund A ki asset allocation Equity 96.00% hai, jabki Fund B ki 96.00% hai. Top holdings concentration me bhi Fund A better hai. Fund A ki HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share kam hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 12.65% hai, jabki Fund B ki 14.18% hai. Fund B long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility kam hai aur Sharpe ratio 0.73 hai, Fund A ki 0.71. Fund B ek better risk-adjusted return offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jabki Fund A ka 1.52%. Fund B cost-effective hai.