ICICI Prudential Bluechip Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Ek baar phir hum aapko do bade Mutual Funds, ICICI Prudential Bluechip Fund aur HSBC Mutual Fund Large Cap Fund ke beech ka comparison karte hain. Dekho, aap sabse pehle jante hain ki in dono fund ka category kya hai aur yaha hum aapko in dono fund ke beech ka comparison karne ka tareeke batayenge.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HSBC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.46 |
| Sharpe Ratio | 0.71 | 0.72 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 18% |
🤖 AI Verdict – Which is Better?
Haan, ab hum aapko batayenge ki yeh fund long term mein aapke liye kya hai. Dekho, 3 Year return, expense ratio aur risk ke hisaab se hum aapko batayenge ki yeh fund aapke liye kya hai. Fund A ka 3 Year return 15.44% hai, jabki Fund B ka 3 Year return 14.7% hai. Lekin, expense ratio Fund B ka kam hai, jo 0.52% hai. Riskometer bhi dono fund mein samaan hai, lekin volatility Fund A ka kam hai, jo 12.54 hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
SIP ke liye Fund A aur Fund B dono hi thik hain, lekin hum aapko batayenge ki yeh fund consistent returns de sakta hai. Dekho, Fund A ka 1 Year return 24.48% hai, jo Fund B ka 1 Year return -4.02% se adhik hai.
⚠️ Risk & Cost Analysis
Ab hum aapko batayenge ki yeh fund aapke liye kya hai risk aur cost ke hisaab se. Dekho, Fund A ka riskometer Very High hai, jabki Fund B ka bhi Very High hai. Lekin, volatility Fund A ka kam hai, jo 12.54 hai. Sharpe ratio bhi Fund A ka kam hai, jo 0.71 hai. Expense ratio bhi Fund B ka kam hai, jo 0.52% hai.
📊 Portfolio Diversification
Ab hum aapko batayenge ki yeh fund aapke liye kya hai portfolio diversification ka hisaab se. Dekho, Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jabki Fund B ka bhi 96.00% Equity hai. Top 3 holdings bhi dono fund mein samaan hain, jo HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5 Year return 12.65% hai, jo Fund B ka 12.03% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility kam hai, jo 12.54 hai. Sharpe ratio bhi Fund A ka kam hai, jo 0.71 hai, lekin Fund B ki volatility bhi kam hai, jo 11.46 hai.
Q3: Which fund is more cost-effective?
Fund B expense ratio Fund A ke kam hai, jo 0.52% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price