ICICI Prudential Bluechip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
11.02%
Chaliye, dekho, kya hai yeh do fund A aur B ki comparison. Ek large cap fund hai yeh dono, lekin kya hai fund A ki performance aur risk ki comparison, ye pata karna hoga. Hum aapko pata karenge ki kis fund se aapka paisa bhi jyaada kama sakta hai aur kis fund ki risk bhi kam hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 11.21 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.06 |
| Sharpe Ratio | 0.71 | 0.35 |
| 1 Year Return (%) | 24.48% | -2.86% |
| 3 Year Return (%) | 15.44% | 11.02% |
| 5 Year Return (%) | 12.65% | 10.33% |
| Since Launch (%) | 16.42% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Haan, fund A aur B dono large cap fund hain, lekin fund A ki 3Y return hai 15.44% aur expense ratio hai 1.52%. Fund B ki 3Y return hai 11.02% aur expense ratio bhi 1.52%. Sach ye hai, fund A ki 3Y return fund B ki comparison mein bhi jyaada hai, aur expense ratio bhi sahi hai. Lekin riskometer aur volatility bhi bahut jyada hai. Haan, fund A ki riskometer aur volatility fund B ki comparison mein bhi jyada hai. Isliye, fund B ki expense ratio aur riskometer ke liye yeh fund acha hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
SIP ke liye fund B acha hai, kyonki fund B ki consistency aur return stability fund A ki comparison mein bhi jyaada hai. Fund B ki 1Y return hai -2.86%, lekin fund A ki 1Y return hai 24.48%. Lekin fund B ki 3Y return hai 11.02%, aur fund A ki 3Y return hai 15.44%. Haan, fund A ki 5Y return hai 12.65%, lekin fund B ki 5Y return hai 10.33%. Lekin fund B ki expense ratio aur riskometer ke liye yeh fund acha hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio, aur expense ratio ke liye fund B acha hai. Fund B ki riskometer hai Very High, lekin volatility hai 13.06, aur Sharpe ratio hai 0.35. Fund A ki riskometer bhi Very High hai, lekin volatility hai 12.54, aur Sharpe ratio hai 0.71. Lekin fund B ki expense ratio hai 1.52%, aur fund A ki expense ratio bhi 1.52%. Sach ye hai, fund B ki volatility aur Sharpe ratio fund A ki comparison mein bhi kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye fund A acha hai. Fund A ki asset allocation hai Equity 96.00% aur T-Bills 4.00%, lekin fund B ki asset allocation bhi Equity 96.00% aur T-Bills 4.00%. Lekin fund A ki top holdings concentration hai HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9%. Fund B ki top holdings concentration bhi samaan hai. Haan, fund A ki asset allocation aur top holdings concentration fund B ki comparison mein bhi jyaada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, fund A ki 5Y return hai 12.65%, lekin fund B ki 5Y return hai 10.33%. Lekin fund A ki 3Y return hai 15.44%, aur fund B ki 3Y return hai 11.02%. Sach ye hai, fund A ki long run mein jyada returns de rahi hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ki riskometer aur volatility fund B ki comparison mein bhi jyada hai, lekin Sharpe ratio fund A ki hai 0.71, aur fund B ki hai 0.35. Lekin expense ratio fund B ki hai 1.52%, aur fund A ki bhi 1.52%. Sach ye hai, fund B ki riskometer aur volatility fund A ki comparison mein kam hai, aur expense ratio bhi samaan hai.
Q3: Which fund is more cost-effective?
Haan, fund B ki expense ratio hai 1.52%, aur fund A ki bhi expense ratio 1.52% hai. Lekin fund B ki volatility aur Sharpe ratio fund A ki comparison mein kam hai, aur expense ratio bhi samaan hai. Sach ye hai, fund B acha hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price