ICICI Prudential Bluechip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
11.02%
Ek baar phir hum jaane waale hain Fund A a aur Fund B ke beech ka sanchar. Dono funds large cap category mein hain, lekin unke returns aur riskometer ke hisaab se hum unke beech ka antar jaane waale hain. Hum aapko batayenge ki fund A ya fund B aapke liye better hai aur kyon.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 14.66 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.05 |
| Sharpe Ratio | 0.71 | 0.35 |
| 1 Year Return (%) | 24.48% | -2.86% |
| 3 Year Return (%) | 15.44% | 11.02% |
| 5 Year Return (%) | 12.65% | 10.33% |
| Since Launch (%) | 16.42% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Haan, Fund A a better hai long-term wealth creation ke liye. Iska sabse bada kaaran hai 3Y return, jo 15.44% hai. Expense ratio bhi kam hai, 1.52% hai. Riskometer bhi very high hai, lekin Fund A ke 3Y return ki comparison me, yeh fund aapke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Ek monthly SIP ke liye, hum dekhte hain ki Fund A a consistent returns deti hai. Fund A ke 3Y return 15.44% hai, jo Fund B ke 11.02% se zyada hai. Isliye, Fund A a aapke liye better SIP option hai.
⚠️ Risk & Cost Analysis
Now, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Lekin, which one offers better risk-adjusted returns? Dekho, ICICI Prudential Bluechip Fund has a lower volatility of 12.54 compared to HDFC Top 100 Fund's 13.05. Haan, this means it is less risky. Chaliye, let's look at the Sharpe ratio. ICICI Prudential Bluechip Fund has a higher Sharpe ratio of 0.71 compared to HDFC Top 100 Fund's 0.35. Sach ye hai, it offers better risk-adjusted returns!
📊 Portfolio Diversification
Now, let's compare the asset allocation and top holdings concentration of both funds. Lekin, which one is more diversified? Dekho, both funds have an asset allocation of 96% equity and 4% T-Bills. Chaliye, let's look at the top holdings. ICICI Prudential Bluechip Fund has a higher concentration of HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), and Reliance Industries Ltd. (6.9%). Haan, this means it is less diversified. Sach ye hai, HDFC Top 100 Fund is more diversified.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ke 5Y return 12.65% hai, jo Fund B ke 10.33% se kam hai. Haan, Fund A ke 3Y return 15.44% hai, jo Fund B ke 11.02% se zyada hai. Isliye, Fund A a long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ke sharpe ratio 0.71 hai, jo Fund B ke 0.35 se zyada hai. Isliye, yeh fund aapke liye worth hai. Lekin, yeh bhi dekho ki Fund A ke volatility 12.54 hai, jo Fund B ke 13.05 se kam hai.
Q3: Which fund is more cost‑effective?
Haan, Fund A ke expense ratio 1.52% hai, jo Fund B ke 0.31% se zyada hai. Isliye, Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price