ICICI Prudential Bluechip Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
15.78%
Sach ye hai, ab aapko do funds ke beech main comparison karna hai. Fund A, ICICI Prudential Bluechip Fund, ek large cap fund hai, lekin Fund B, HDFC Small Cap Fund, ek small cap fund hai. Aaj hum iske beech main comparison karenge aur aapko pata chalayenge ki konsi fund long-term wealth creation ke liye better hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 83.91 | 152.64 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 16.9 |
| Sharpe Ratio | 0.71 | 0.55 |
| 1 Year Return (%) | 24.48% | 0.2% |
| 3 Year Return (%) | 15.44% | 15.78% |
| 5 Year Return (%) | 12.65% | 18.08% |
| Since Launch (%) | 16.42% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 90.45% |
| Portfolio Turnover | 28% | 6% |
🤖 AI Verdict – Which is Better?
Haan, yeh to clear hai ki Fund A, ICICI Prudential Bluechip Fund, long-term wealth creation ke liye better hai. Yeh isliye hai kyonki yeh fund 3Y return mein 15.44% ki return deta hai, expense ratio mein 1.52% hai, aur riskometer mein Very High hai. Fund B, HDFC Small Cap Fund, expense ratio mein 0.73% hai, lekin yeh fund 3Y return mein 15.78% ki return deta hai, lekin yeh fund 5Y return mein kam return deta hai. Dekho, yeh fund long-term wealth creation ke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Monthly SIP ke liye, Fund A aur Fund B dono mein invest karna theek hai. Lekin Fund B ki consistency aur return stability zyada hai. Fund A ki 1 saal ki return 24.48% hai, lekin Fund B ki 3 saal ki return 15.78% hai, jiska matlab hai ki Fund B mein long-term return zyada hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, dono funds zyada risk valli hain. Lekin Fund B ki volatility 16.9 hai aur Fund A ki volatility 12.54 hai. Sharpe ratio ke hisaab se bhi, Fund B 0.55 hai aur Fund A 0.71 hai. Lekin expense ratio ke hisaab se, Fund B 0.73% hai aur Fund A 1.52% hai. Fund B mein risk-adjusted returns zyada hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund A mein Equity 96.00% aur T-Bills 4.00% hai. Fund B mein Equity 90.45% hai. Top holdings ke hisaab se, Fund A mein HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8% aur Reliance Industries Ltd. 6.9% hai. Fund B mein Aster DM Healthcare Ltd. 4.42%, Bank Of Baroda 3.23% aur Firstsource Solutions Ltd. 3.17% hai. Fund A mein sector risk zyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, HDFC Small Cap Fund, 5 saal ki return 18.08% hai, jiska matlab hai ki yeh fund long-term wealth creation ke liye zyada suitable hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 16.9 hai, lekin Sharpe ratio 0.55 hai, jiska matlab hai ki yeh fund risk-adjusted returns zyada deta hai. Toh, Fund B ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund B, HDFC Small Cap Fund, expense ratio 0.73% hai, jiska matlab hai ki yeh fund cost-effectiveness mein zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price