ICICI Prudential Bluechip Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
7.4%
Aapke paas do funds hain, Fund A aur Fund B. Fund A, ICICI Prudential Bluechip Fund, ek Large Cap fund hai, jabki Fund B, HDFC Infra Fund, ek Thematic fund hai. Aaj hum yeh dhang se dekhenge ki yeh do funds kis tarah ki performance di rahi hain. Dekho hum aapko batayenge ki Fund A aur Fund B mein kya alag hai aur aapki kya zaroorat hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 83.91 | 33.77 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.54 | 14.88 |
| Sharpe Ratio | 0.71 | 0.06 |
| 1 Year Return (%) | 24.48% | 6.36% |
| 3 Year Return (%) | 15.44% | 7.4% |
| 5 Year Return (%) | 12.65% | 6.49% |
| Since Launch (%) | 16.42% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 35% |
🤖 AI Verdict – Which is Better?
Humari rai mein, Fund A aapke liye better fund hai. Fund A ka 3Y return 15.44% hai, jiska mukhya fund B ka 3Y return 7.4% hai. Lekin, Fund A ka expense ratio 1.52% hai, jo Fund B ka 0.5% se bhi zyada hai. Haan, Fund A ka riskometer Very High hai, lekin yeh fund aapke liye long-term wealth creation ke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
Ek monthly SIP ke liye, Fund B aapke liye better fund hai. Fund B ka 3Y return Fund A ke 3Y return se thoda alag hai, lekin yeh fund aapke liye consistency aur return stability ke liye better hai. Haan, Fund A ka 1Y return Fund B ke 1Y return se zyada hai, lekin Fund B ka 3Y return Fund A ke 3Y return se thoda alag hai.
⚠️ Risk & Cost Analysis
Fund A ka riskometer Very High hai, jo Fund B ka Moderate riskometer se alag hai. Lekin, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka Sharpe ratio 0.06 se alag hai. Haan, Fund A ka expense ratio 1.52% hai, jo Fund B ka expense ratio 0.5% se bhi zyada hai.
📊 Portfolio Diversification
Fund A aur Fund B dono mein asset allocation ek hi hai. Lekin, Fund A ka top holdings concentration Fund B se alag hai. Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jabki Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Larsen & Toubro Ltd. hain. Haan, Fund A ka portfolio diversified hai, lekin Fund B ka portfolio bhi diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, jo Fund B ka 5Y return 6.49% se alag hai. Haan, Fund A ka 3Y return Fund B ke 3Y return se bhi zyada hai. Lekin, Fund A ka riskometer Very High hai, jo Fund B ka Moderate riskometer se alag hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.71 hai, jo Fund B ka Sharpe ratio 0.06 se alag hai. Lekin, Fund A ka expense ratio 1.52% hai, jo Fund B ka expense ratio 0.5% se bhi zyada hai. Haan, Fund A ka riskometer Very High hai, lekin yeh fund aapke liye long-term wealth creation ke liye better hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.5% hai, jo Fund A ka expense ratio 1.52% se alag hai. Haan, Fund B ka AUM 21926 Cr hai, jo Fund A ka AUM 58145.22 Cr se alag hai. Lekin, Fund B ka 3Y return Fund A ke 3Y return se bhi zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price