ICICI Prudential Bluechip Fund vs HDFC ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
16.22%
Ab humein do mutual funds ke beech mein compare karna hai - ICICI Prudential Bluechip Fund aur HDFC ELSS Tax Saver Fund. Dekho, ye dono funds Large Cap aur ELSS categories mein hain. Ab humein yeh jaanne ke liye hain ki kis fund mein long-term wealth creation ke liye investment karna shuru karna chaahiye.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BHDFC ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 83.91 | 1325.00 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.24% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.3 |
| Sharpe Ratio | 0.71 | 0.73 |
| 1 Year Return (%) | 24.48% | -5.24% |
| 3 Year Return (%) | 15.44% | 16.22% |
| 5 Year Return (%) | 12.65% | 16.62% |
| Since Launch (%) | 16.42% | 12.04% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Amar Kalkundrikar; Dhruv Muchhal (2.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | ICICI Bank Ltd. (8.93%), HDFC Bank Ltd. (8.23%), Axis Bank Ltd. (7.22%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.57% | GOI Sec: 0.33% |
| Portfolio Turnover | 28% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (ICICI Prudential Bluechip Fund) 3Y return mein aage hai aur expense ratio thoda haimata hai. Riskometer bhi dono fund mein hi hai, lekin Fund A ka Sharpe ratio thoda kam hai. Haan, Fund A aage mein long-term wealth creation ke liye aage hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider HDFC ELSS Tax Saver Fund?
- Expense ratio: 1.24%
- 3Y return: 16.22%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Ab dekhiye, kis fund mein SIP lagana chaahiye. Fund A ka 3Y return Fund B se aage hai, lekin expense ratio thoda haimata hai. Consistency aur return stability ke liye Fund A aage hai. Haan, fund A aage mein SIP lagana chaahiye.
⚠️ Risk & Cost Analysis
Ab humein riskometer, volatility, Sharpe ratio, aur expense ratio ka compare karna hai. Fund B ka volatility Fund A se aage hai, lekin Sharpe ratio bada hai. Haan, Fund B risk-adjusted returns mein aage hai. Lekin expense ratio Fund B ka bhi Fund A se kam hai. Haan, Fund B ka expense ratio aage hai.
📊 Portfolio Diversification
Ab humein asset allocation aur top holdings concentration ka compare karna hai. Fund A ka asset allocation Fund B ke aage hai. Top holdings concentration mein bhi Fund A aage hai. Haan, Fund A portfolio diversification mein aage hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
HDFC ELSS Tax Saver Fund
₹1502840.21
@16.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A (ICICI Prudential Bluechip Fund) 5Y return mein 12.65% hai, jiska 3Y return 15.44% hai. Isliye Fund A long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility Fund A se aage hai, lekin Sharpe ratio bada hai. Isliye Fund B ke risk-adjusted returns mein aage hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio Fund B se kam hai (1.52% vs 1.24%). Isliye Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price