ICICI Prudential Bluechip Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
20.86%
Chaliye dekho, aaj hum do mutual funds Fund A aur Fund B ke beech ka comparison karenge. Fund A ICICI Prudential Bluechip Fund hai, jo Large Cap category mein aata hai, jabki Fund B Groww Mutual Fund Multi Cap Fund hai, jo Multi Cap category mein aata hai. Aap is article mein jaante hain ki kis fund mein long-term investment karna accha hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 83.91 | 19.01 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.95 |
| Sharpe Ratio | 0.71 | 1.11 |
| 1 Year Return (%) | 24.48% | 5.23% |
| 3 Year Return (%) | 15.44% | 20.86% |
| 5 Year Return (%) | 12.65% | 0.27% |
| Since Launch (%) | 16.42% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 28% | 26% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B Groww Mutual Fund Multi Cap Fund better performance ka daura karta hai. 3Y return ke hisaab se, Fund A ki performance Fund B se kam hai. Lekin expense ratio ke hisaab se, Fund B kam costly hai, jiske liye aapko 1.68% expense ratio ka payment karna hoga, jabki Fund A ki expense ratio 1.52% hai. Aur iske alawa, Fund B ki riskometer bhi Fund A ki tarah hi hai, lekin volatility aur Sharpe ratio ke hisaab se, Fund B bhi risk-adjusted returns ka better offer karta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Haan, SIP suitability ke hisaab se, Fund B Groww Mutual Fund Multi Cap Fund better hai. Iske liye kuch karan hain, jaise ki consistency aur return stability. Fund B ki 1Y aur 3Y return Fund A ke mukable kam hai, lekin Fund B ki volatility Fund A ki tarah hi hai. Isse lagta hai ki Fund B monthly SIP ke liye better hai, kyonki iska return stability aur consistency Fund A ke mukable hi hai.
⚠️ Risk & Cost Analysis
Ismein koi shak hai ki Groww Mutual Fund Multi Cap Fund bhi riskometer aur volatility ke hisaab se high hai. Lekin yeh fund sharpe ratio aur expense ratio ke hisaab se bhi accha hai. Isliye, yeh fund aapke liye achha fund ho sakta hai. Lekin yeh bhi sach hai ki yeh fund 5Y return mein kam performance dikhata hai. Isliye, aapko apni investment ki strategy pehle se hi decide karni hogi.
📊 Portfolio Diversification
Groww Mutual Fund Multi Cap Fund ka asset allocation Equity mein 97% hai aur T-Bills mein 3% hai. Lekin yeh fund top holdings mein bhi concentration rakhta hai. Isliye, yeh fund bhi sector risk mein padta hai. Lekin yeh bhi sach hai ki yeh fund portfolio diversification ke liye bhi achha hai. Isliye, aapko apni investment ki strategy pehle se hi decide karni hogi.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki ICICI Prudential Bluechip Fund 5Y return mein 12.65% return deta hai, jabki Groww Mutual Fund Multi Cap Fund 5Y return mein 0.27% return deta hai. Isliye, ICICI Prudential Bluechip Fund aapke liye long run mein better fund ho sakta hai.
Q2: Is the higher risk fund worth it?
Volatility aur sharpe ratio ke hisaab se, Groww Mutual Fund Multi Cap Fund bhi high risk fund hai. Lekin yeh fund sharpe ratio aur expense ratio ke hisaab se bhi accha hai. Isliye, yeh fund aapke liye worth ho sakta hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, ICICI Prudential Bluechip Fund 1.52% hai, jabki Groww Mutual Fund Multi Cap Fund 1.68% hai. Isliye, ICICI Prudential Bluechip Fund aapke liye more cost-effective fund ho sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price