ICICI Prudential Bluechip Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.93%
Ab hum do mutual funds ki tarah se jaanenge - ICICI Prudential Bluechip Fund aur Groww Mutual Fund Liquid Fund. Ye donon funds alag-alag categories mein aate hain, lekin aapko pata chalega ki kis fund mein nivesh karne se aapko better returns milega.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 5622.79 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.54 | 0.11 |
| Sharpe Ratio | 0.71 | 3.91 |
| 1 Year Return (%) | 24.48% | 6.17% |
| 3 Year Return (%) | 15.44% | 6.93% |
| 5 Year Return (%) | 12.65% | 6.11% |
| Since Launch (%) | 16.42% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 203% |
🤖 AI Verdict – Which is Better?
Haan, Fund A, ICICI Prudential Bluechip Fund, long-term wealth creation ke liye better hai. Iska 3Y return 15.44% hai, jo Fund B ki 6.93% se bahut ada hai. Lekin, expense ratio mein bhi Fund A zyada hai, 1.52% se compare karke 0.12% Fund B. Isliye, agar aap long-term nivesh karte hain, to Fund B mein nivesh karne se better returns milega.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
SIP mein nivesh karne ke liye Fund B better hai. Iska 3Y return Fund A ke 15.44% se kam hai, lekin iska expense ratio zyada kam hai. Isliye, long-term mein Fund B mehsoos kiya jayega.
⚠️ Risk & Cost Analysis
Isme, Fund A zyada riski hai, iska riskometer very high hai. Lekin, Sharpe ratio bhi aapko batata hai ki is fund mein risk-adjusted returns zyada mein aate hain. Fund B ka expense ratio zyada kam hai, lekin iska riskometer low hai.
📊 Portfolio Diversification
Hum Fund A aur Fund B ka asset allocation aur top holdings concentration ke beech ka comparison karte hain. Fund A ka asset allocation Equity mein 96.00% hai, jo Fund B ke T-Bills mein 65.00% se kam hai. Fund B ka asset allocation T-Bills, CD, CP, aur Cash mein ha, jo Fund A ke asset allocation se adhik diversified hai. Top holdings mein bhi Fund B ka HDFC Bank CD aur Reliance Industries T-Bills Fund A ke HDFC Bank Ltd aur ICICI Bank Ltd se adhik diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price