ICICI Prudential Bluechip Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Mujhe aapko Fund A aur Fund B ke beech ka tareeka dekhne ka mauka mil raha hai. Dono fund Large Cap category mein aate hain. Is article mein aap dekhenge ki yeh dono fund aapke long-term wealth creation ke liye kaise theek hain.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.05 |
| Sharpe Ratio | 0.71 | 0.63 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye aapko batayenge ki kis fund mein invest karna chahiye. Fund A ki 3Y return 15.44% hai, jabki Fund B ki 3Y return 14.7% hai. Haan, fund A ki expense ratio 1.52% hai, jiska matlab hai ki fund B kam expense ratio wala hai. Lekin, fund A ki 5Y return 12.65% hai, jo fund B se zyada hai. Sach ye hai, fund A ki overall performance better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Haan, hamare anusaar Fund A SIP ke liye behtar hai. Yeh aapke 10+ saal ke SIP ke liye aapki consistency aur return stability ke liye behtar hai. Fund A ka 3Y return Fund B se 0.74% jyada hai, aur yeh aapke long-term wealth creation ke liye behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund B ka riskometer Fund A ke riskometer se adhik hai. Lekin, volatility ke mukabale, Fund A ka volatility Fund B ke volatility se kam hai. Sharpe ratio ke mukabale, Fund A ka Sharpe ratio Fund B ke Sharpe ratio se adhik hai. Iske alawa, expense ratio ki baat karein, to Fund A ka expense ratio Fund B ke expense ratio se jyada hai. Isliye, Fund A aapke long-term wealth creation ke liye behtar hai.
📊 Portfolio Diversification
Dono fund Large Cap category mein aate hain aur 96% equity aur 4% T-Bills ke saath aapne asset allocation ke sath aapne portfolio ko diversify karne ke liye theek hain. Lekin, top holdings ke mukabale, Fund A ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) ke saath aapke portfolio ko sector risk se bachane ke liye theek hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y return mein 12.65% ka return deta hai, jabki Fund B ke 5Y return mein 12.03% hai. Isliye, Fund A aapke long-term wealth creation ke liye behtar hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund B ka riskometer Fund A ke riskometer se adhik hai. Lekin, volatility ke mukabale, Fund A ka volatility Fund B ke volatility se kam hai. Sharpe ratio ke mukabale, Fund A ka Sharpe ratio Fund B ke Sharpe ratio se adhik hai. Isliye, Fund A aapke long-term wealth creation ke liye behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio Fund A ke expense ratio se kam hai. Isliye, Fund B aapke long-term wealth creation ke liye behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price