ICICI Prudential Bluechip Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Dekho, aap logon ke paas do bade funds hain, jinka hum Fund A aur Fund B kehte hain. Ye donon funds Large Cap category mein hain. Aaj hum aapko batayenge ki Fund A aur Fund B ke beech kitna farq hai aur kis fund ki aapko invest karna chahiye. Haan, yeh jaankari aapko aapke long-term wealth creation ke liye madad karegi.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.76 |
| Sharpe Ratio | 0.71 | 0.64 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 31% |
🤖 AI Verdict – Which is Better?
Haan, lekin pahle to humein samajhna hoga ki kitna long-term wealth creation hai. Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 14.7% hai. Ismein Fund A ki baat hai, lekin expense ratio ke liye humein Fund B ka dhyan dena hoga. Fund B ka expense ratio 0.52% hai, jabki Fund A ka 1.52% hai. Chaliye, hum aapko batate hain ki Fund A ki 3Y return aur expense ratio ka mukabla karega, lekin Fund B ki riskometer aur volatility ka bhi dhyan rakhte hain. Sach ye hai, Fund A Fund B se thoda bada return deta hai, lekin Fund B ka expense ratio Fund A ke expense ratio se kam hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Mohalla SIP ke liye Fund A aur Fund B dono suitable hain, lekin humein Fund A ka dhyan dena hoga. Fund A ka 1Y return 24.48% hai, jabki Fund B ka 1Y return -4.02% hai. Ismein Fund A ki consistency aur return stability dikh rahi hai. Lekin, chaliye, hum aapko batate hain ki Fund A aur Fund B ke beech kitna farq hai. Fund A ka 1Y return Fund B ka 1Y return se bahut alag hai, lekin Fund A ka 3Y return aur expense ratio ka mukabla Fund B se kam hai.
⚠️ Risk & Cost Analysis
Haan, ek baar riskometer aur volatility ke baare mein batate hain. Fund A ka riskometer Very High hai, jabki Fund B ka bhi. Lekin, volatility ke baare mein, Fund A ka volatility 12.54 hai, jabki Fund B ka 12.76 hai. Ismein Fund A ka volatility Fund B ka volatility se kam hai. Share ratio ke liye, Fund A ka share ratio 0.71 hai, jabki Fund B ka 0.64 hai. Ismein Fund A ka share ratio Fund B ka share ratio se jyada hai. Chaliye, hum aapko batate hain ki Fund A aur Fund B ke beech kitna farq hai. Fund A ka riskometer aur volatility Fund B ka riskometer aur volatility ke saath alag hai, lekin Fund A ka share ratio Fund B ka share ratio se jyada hai.
📊 Portfolio Diversification
Aap logon ke paas Fund A aur Fund B dono ke asset allocation hain. Fund A ka asset allocation Equity 96.00% hai, jabki T-Bills 4.00% hai. Fund B ka asset allocation bhi Equity 96.00% hai, jabki T-Bills 4.00% hai. Top holdings ke liye, Fund A ka top holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai. Fund B ka top holdings bhi HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai. Ismein Fund A aur Fund B dono ke asset allocation aur top holdings ek saath hain. Lekin, Fund A ka AUM 58,145.22 Cr hai, jabki Fund B ka AUM 21,120 Cr hai. Ismein Fund A ka AUM Fund B ka AUM se jyada hai. Chaliye, hum aapko batate hain ki Fund A aur Fund B ke beech kitna farq hai. Fund A aur Fund B dono ke asset allocation ek saath hain, lekin Fund A ka AUM Fund B ka AUM se jyada hai.
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 12.03% hai. Ismein Fund A ki baat hai, lekin expense ratio ke liye humein Fund B ka dhyan dena hoga. Fund B ka expense ratio 0.52% hai, jabki Fund A ka 1.52% hai. Lekin, Fund A ka 5Y return Fund B ka 5Y return se jyada hai, lekin Fund A ka expense ratio Fund B ka expense ratio se jyada hai. Dekho, aapko kya karna chahiye, aapko Fund A ya Fund B ka dhyan rakhna chahiye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, jabki Fund B ka bhi. Lekin, volatility ke liye, Fund A ka volatility 12.54 hai, jabki Fund B ka 12.76 hai. Ismein Fund A ka volatility Fund B ka volatility se kam hai. Share ratio ke liye, Fund A ka share ratio 0.71 hai, jabki Fund B ka 0.64 hai. Ismein Fund A ka share ratio Fund B ka share ratio se jyada hai. Lekin, Fund A ka riskometer aur volatility Fund B ka riskometer aur volatility ke saath alag hai, lekin Fund A ka share ratio Fund B ka share ratio se jyada hai. Dekho, aapko kya karna
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price