ICICI Prudential Bluechip Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.63%
Dekho, ab hum do mutual fund Fund A aur Fund B ke beech ka comparison karne ja rahe hain. Fund A ICICI Prudential Bluechip Fund hai, jo Large Cap category mein aata hai, jabki Fund B Franklin Templeton Flexi Cap Fund hai, jo Flexi Cap category mein aata hai. Ye article aapko fundon ke beech ki comparison karne aur aapko sahi fund choose karne mein madad karega.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Franklin Templeton |
| Category | Large Cap | Flexi Cap |
| NAV (₹) | 83.91 | 110.79 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 14.27 |
| Sharpe Ratio | 0.71 | 0.57 |
| 1 Year Return (%) | 24.48% | -2.38% |
| 3 Year Return (%) | 15.44% | 14.63% |
| 5 Year Return (%) | 12.65% | 12.31% |
| Since Launch (%) | 16.42% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 48% |
🤖 AI Verdict – Which is Better?
Hum aapko Fund A ko long-term wealth creation ke liye better fund manaenge. Ye fund 3Y return mein 15.44% ka return diya hai, jo Fund B se jyada hai. Expense ratio mein bhi Fund A kam hai, 1.52% jo Fund B ke 0.96% se jyada hai. Riskometer bhi donon fundon ka very high hai, lekin Fund A ka Sharpe ratio jyada hai, jo 0.71 hai, jabki Fund B ka 0.57 hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Monthly SIP ke liye, hum aapko Fund A ko better fund manaenge. Fund A ka consistency aur return stability dono mein accha hai. Fund B ka 1Y return kam hai, -2.38%, jo Fund A ka -1% (N/A) se jyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility mein dono fundon ka very high hai, lekin Fund A ka Sharpe ratio jyada hai, jo 0.71 hai. Expense ratio mein bhi Fund A kam hai, 1.52% jo Fund B ke 0.96% se jyada hai.
📊 Portfolio Diversification
Asset allocation ke liye, dono fundon ka 95-96% equity aur 4-5% T-Bills hai. Lekin, asset allocation mein Fund A ka concentration kam hai, jabki Fund B ka concentration jyada hai. Top holdings mein bhi Fund A ka concentration kam hai, jabki Fund B ka jyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund A ka 5Y return 12.65% hai, jo fund B ka 12.31% se jyada hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio aur dekhte hai. Fund A ka Sharpe ratio jyada hai, jo 0.71 hai, jabki fund B ka 0.57 hai.
Q3: Which fund is more cost-effective?
Expense ratio aur exit load (N/A) ke liye dekhte hai. Fund A ka expense ratio jyada hai, 1.52% jo fund B ke 0.96% se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price