ICICI Prudential Bluechip Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Today, we'll be comparing two large-cap mutual funds, Fund A (ICICI Prudential Bluechip Fund) aur Fund B (DSP Mutual Fund Large Cap Fund). Dekho, both funds have Very High riskometer, chaliye let's see which one is more suitable for long-term wealth creation.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 11.97 |
| Sharpe Ratio | 0.71 | 0.69 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A has a 3Y return of 15.44% compared to Fund B's 14.7%. Haan, it's a marginally better performer, lekin expense ratio is also higher at 1.52%. Considering these factors, our verdict is that Fund A is the better choice for long-term wealth creation.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Both funds have consistent returns, chaliye let's see which one is better for a monthly SIP for 10+ years. Fund A has a higher 5Y return of 12.65%, lekin Fund B has been more stable with lower volatility of 11.97. Haan, this makes Fund B a better choice for a SIP.
⚠️ Risk & Cost Analysis
Riskometer and volatility are similar for both funds, lekin Sharpe ratio is slightly higher for Fund A at 0.71. Expense ratio is also higher at 1.52%, chaliye let's see which one offers better risk-adjusted returns. Fund A has a higher volatility of 12.54, lekin better Sharpe ratio, so it's a close call.
📊 Portfolio Diversification
Asset allocation is similar for both funds, chaliye let's see which one has more diversified top holdings. Fund A has HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%), lekin Fund B also has similar holdings. Haan, it's a tie, but Fund A has slightly higher concentration of top holdings.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Haan, Fund A gives better returns in the long run with a 5Y return of 12.65%. Fund A's 3Y return of 15.44% is also marginally better than Fund B's 14.7%.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund A has higher volatility of 12.54, lekin better Sharpe ratio of 0.71. So, it's a close call, lekin Fund A's better risk-adjusted returns make it worth considering.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load. Haan, Fund B has a lower expense ratio of 0.52%, making it the more cost-effective choice.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price