ICICI Prudential Bluechip Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.7%
Chaliye, dekho Fund A aur Fund B dono Large Cap funds hain. Aaj hum in dono funds ka comparison karenge aur pata karenge ki kis fund mein long-term wealth creation ke liye better investment hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Bandhan Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 497.22 |
| AUM (₹ Cr) | 5.81 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.11 |
| Sharpe Ratio | 0.71 | 0.68 |
| 1 Year Return (%) | 24.48% | -4.02% |
| 3 Year Return (%) | 15.44% | 14.7% |
| 5 Year Return (%) | 12.65% | 12.03% |
| Since Launch (%) | 16.42% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 24% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono Very High Riskometer wale hain, lekin Fund A ka 3Y return 15.44% hai, jabki Fund B ka 3Y return 14.7% hai. Iske alawa, Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.52% hai. Sach ye hai ki Fund A Fund B ke compared to better hai long-term wealth creation ke liye.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Chaliye, dekho Fund A aur Fund B dono monthly SIP ke liye kis fund better hai. Fund A ka 1Y return 24.48% hai, jabki Fund B ka 1Y return -4.02% hai. Isliye, Fund A Fund B ke compared to better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Haan, Fund A aur Fund B dono Very High Riskometer wale hain, lekin Fund A ka volatility 12.54 hai, jabki Fund B ka volatility 12.11 hai. Iske alawa, Fund A ka expense ratio 1.52% hai, jabki Fund B ka expense ratio 0.52% hai. Sharpe ratio ke hisab se, Fund A Fund B ke compared to better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Chaliye, dekho Fund A aur Fund B dono asset allocation ke hisab se. Dono funds mein Equity 96% aur T-Bills 4% hai. Lekin, Fund A ka top holdings concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Isliye, Fund A Fund B ke compared to less diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 12.65% hai, jabki Fund B ka 5Y return 12.03% hai. Isliye, Fund A Fund B ke compared to better hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.71 hai, jabki Fund B ka Sharpe ratio 0.68 hai. Isliye, Fund A Fund B ke compared to better hai volatility ke hisab se.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.52% hai. Isliye, Fund B Fund A ke compared to cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price