ICICI Prudential Bluechip Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
11.66%
Haan, aap logon ne fund investment ke liye sabse acchi jagah kahan hai, yeh socha hai. Dekho, Fund A aur Fund B donon Large Cap aur ELSS categories ke hain, lekin aapki fund investment ke liye ek accha fund kya hai?
Aaj hum aapko Fund A aur Fund B ke beech meh comparison karte hain aur aapki fund investment ke liye sabse accha fund kya hai, yeh batayenge.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 83.91 | 104.77 |
| AUM (₹ Cr) | 5.81 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 1.52% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 13.4 |
| Sharpe Ratio | 0.71 | 0.39 |
| 1 Year Return (%) | 24.48% | -2.52% |
| 3 Year Return (%) | 15.44% | 11.66% |
| 5 Year Return (%) | 12.65% | 8.43% |
| Since Launch (%) | 16.42% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.56% |
| Portfolio Turnover | 28% | 14% |
🤖 AI Verdict – Which is Better?
Chaliye aapko ek sahi fund kahan hai, yeh batayenge. Fund A aur Fund B dono Very High riskometer ke hain, lekin Fund A ke 3Y return 15.44% hai aur Fund B ke 3Y return 11.66% hai. Dekho, expense ratio bhi Fund A 1.52% hai aur Fund B 1.66% hai. Haan, Fund A aapki long-term wealth creation ke liye thoda bhi behtar fund hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Jab aap monthly SIP ke liye 10+ saal invest karte hain, toh Fund A ki consistency aur return stability Fund B se behtar hai. Dekho, Fund A ke 1Y, 3Y aur 5Y returns Fund B se behtar hai. Haan, Fund A ek accha SIP fund hai.
⚠️ Risk & Cost Analysis
Chaliye Fund A aur Fund B ke riskometer, volatility, Sharpe ratio aur expense ratio ke beech meh comparison karte hain. Dekho, Fund A ka riskometer bhi Very High hai, lekin Sharpe ratio 0.71 hai aur volatility 12.54 hai. Fund B ka Sharpe ratio 0.39 hai aur volatility 13.4 hai. Haan, Fund A aapki risk-adjusted returns ke liye behtar fund hai.
📊 Portfolio Diversification
Haan, Fund A aur Fund B ke asset allocation aur top holdings concentration ke beech meh comparison karte hain. Dekho, Fund A ka asset allocation Equity 96.00% aur T-Bills 4.00% hai. Fund B ka asset allocation Equity 97.56% hai. Top holdings concentration mein bhi Fund A behtar hai, kyonki HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. Fund B mein ICICI Bank Ltd., HDFC Bank Ltd. aur Bharti Airtel Ltd. hai. Haan, Fund A portfolio diversification ke liye behtar fund hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 12.65% hai aur 3Y return 15.44% hai, jisse yeh Fund B ke 5Y return 8.43% aur 3Y return 11.66% se behtar hai. Haan, Fund A long term mein behtar fund hai.
Q2: Is the higher risk fund worth it?
Fund A aur Fund B dono Very High riskometer ke hain, lekin Fund A ka Sharpe ratio 0.71 hai aur volatility 12.54 hai, jo Fund B ka Sharpe ratio 0.39 aur volatility 13.4 se behtar hai. Haan, Fund A risk-adjusted returns ke liye behtar fund hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.52% hai aur Fund B ka expense ratio 1.66% hai. Haan, Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price