ICICI Prudential Bluechip Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.76%
Dekho, aaj hum 2 fund kuchh jaanna chahte hai. Fund A ICICI Prudential Bluechip Fund hai, jo large cap category mein aata hai. Iske alawa, hum Angel One Mutual Fund Liquid Fund bhi dekheinge, jo liquid fund category mein aata hai. Aaj ke is article mein, hum Fund A aur Fund B ka comparison karenge, aur pata karne ki kon se fund long term mein achha hai.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 83.91 | 2132.04 |
| AUM (₹ Cr) | 5.81 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.54 | 0.11 |
| Sharpe Ratio | 0.71 | 2.36 |
| 1 Year Return (%) | 24.48% | 6.03% |
| 3 Year Return (%) | 15.44% | 6.76% |
| 5 Year Return (%) | 12.65% | 5.95% |
| Since Launch (%) | 16.42% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 28% | 221% |
🤖 AI Verdict – Which is Better?
Chaliye, Fund A aur Fund B ka verdict karenge. Fund A ka 3Y return 15.44% hai, expense ratio 1.52% hai, aur riskometer very high hai. Fund B ka 3Y return 6.76% hai, expense ratio 0.12% hai, aur riskometer low hai. Sach ye hai, Fund A long term mein better hai lekin risk bhi jyada hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Chaliye, hum SIP ke liye donon fundon ka comparison karenge. Fund B bahut stable hai, jiska volatility 0.11 hai. Yeh mean hai ki Fund B ke returns bahut kam fluctuate hote hain. Iske liye, Fund B bahut accha hai SIP ke liye, kyonki yeh aapko stable returns dene mein madad karega.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karenge. Fund A ka riskometer very high hai, volatility 12.54 hai, Sharpe ratio 0.71 hai, aur expense ratio 1.52% hai. Fund B ka riskometer low hai, volatility 0.11 hai, Sharpe ratio 2.36 hai, aur expense ratio 0.12% hai. Sach ye hai, Fund B better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karenge. Fund A ka asset allocation equity mein 96% hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hai. Fund B ka asset allocation T-Bills mein 65% hai, aur top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Haan, Fund B asset allocation mein better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 12.65% hai, aur Fund B ka 5Y return 5.95% hai. To, Fund A better long term returns deta hai. Lekin, Fund B ka riskometer low hai, to yeh bhi ek option hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka volatility 12.54 hai, aur Sharpe ratio 0.71 hai. Fund B ka volatility 0.11 hai, aur Sharpe ratio 2.36 hai. To, Fund B better risk-adjusted returns deta hai, aur yeh higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.12% hai, aur Fund A ka expense ratio 1.52% hai. To, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price