ICICI Prudential Bluechip Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
12.3%
Aap logon ke liye yeh article hai kyonki aap chahte hain ki aapke paiso ko behtar suraksha aur behtar return mil sake. Aaj hum do mutual funds ke bare mein jaanege, jo ki Fund A, ICICI Prudential Bluechip Fund aur Fund B, Angel One Mutual Fund Balanced Advantage Fund hain. Ye dono funds aapko alag-alag suraksha sthal aur return provide karte hain, lekin kya fund aapke liye behtar hai, yeh hum jaanege.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 83.91 | 16.39 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.54 | 8.79 |
| Sharpe Ratio | 0.71 | 0.66 |
| 1 Year Return (%) | 24.48% | 3.08% |
| 3 Year Return (%) | 15.44% | 12.3% |
| 5 Year Return (%) | 12.65% | 7.51% |
| Since Launch (%) | 16.42% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 28% | 127% |
🤖 AI Verdict – Which is Better?
Humne dekha hai ki Fund A ka 3Y return 15.44% hai, jo ki Fund B se zyada hai. Haan, Fund A ka expense ratio 1.52% hai, jo ki Fund B ke expense ratio 0.78% se jyada hai. Lekin Fund A ka riskometer Very High hai, jo ki Fund B ka Moderately High se jyada hai. Sach ye hai, Fund B aapke liye behtar fund hai, kyunki yeh aapko behtar risk-adjusted return provide karta hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Monthly SIP ke liye, hum Fund B ko aapke liye behtar fund samjhte hain. Fund B ka 3Y return 12.3% hai, jo ki Fund A ka 3Y return se kam hai, lekin Fund B ka expense ratio 0.78% hai, jo ki Fund A ke expense ratio 1.52% se kam hai. Isse hum jaante hain ki Fund B aapke liye behtar fund hai, kyunki yeh aapko behtar consistency aur return stability provide karta hai.
⚠️ Risk & Cost Analysis
Humne dekha hai ki Fund B ka riskometer Moderately High hai, jo ki Fund A ka Very High se kam hai. Haan, Fund B ka volatility 8.79 hai, jo ki Fund A ka volatility 12.54 se kam hai. Sharpe ratio ke liye, Fund B ka Sharpe ratio 0.66 hai, jo ki Fund A ka Sharpe ratio 0.71 se kam hai. Expense ratio ke liye, Fund B ka expense ratio 0.78% hai, jo ki Fund A ke expense ratio 1.52% se kam hai. Sach ye hai, Fund B aapke liye behtar fund hai, kyunki yeh aapko behtar risk-adjusted return provide karta hai.
📊 Portfolio Diversification
Asset allocation ke liye, hum jaante hain ki Fund A ka equity allocation 96.00% hai, jo ki Fund B ka 65.00% se jyada hai. Haan, Fund A ka T-Bills allocation 4.00% hai, jo ki Fund B ka 5.00% se kam hai. Top holdings concentration ke liye, hum jaante hain ki Fund A ka HDFC Bank Ltd. allocation 8.5% hai, jo ki Fund B ka HDFC Bank Ltd. allocation 6.8% se jyada hai. Sach ye hai, Fund B aapke liye behtar fund hai, kyunki yeh aapko behtar portfolio diversification provide karta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 12.65% hai, jo ki Fund B ka 5Y return 7.51% se jyada hai. Lekin Fund B ka 3Y return 12.3% hai, jo ki Fund A ka 3Y return se kam hai. Haan, Fund B ka expense ratio 0.78% hai, jo ki Fund A ke expense ratio 1.52% se kam hai. Sach ye hai, Fund A aapke liye behtar fund hai, kyunki yeh aapko behtar long run returns provide karta hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka riskometer Very High hai, jo ki Fund B ka Moderately High se jyada hai. Haan, Fund A ka volatility 12.54 hai, jo ki Fund B ka volatility 8.79 se jyada hai. Lekin Fund A ka Sharpe ratio 0.71 hai, jo ki Fund B ka Sharpe ratio 0.66 se jyada hai. Sach ye hai, Fund A aapke liye behtar fund hai, kyunki yeh aapko behtar risk-adjusted return provide karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.78% hai, jo ki Fund A ke expense ratio 1.52% se kam hai. Haan, Fund B ka AUM 15624 Cr hai, jo ki Fund A ka AUM 58145.22 Cr se kam hai. Sach ye hai, Fund B aapke liye behtar fund hai, kyunki yeh aapko behtar cost-effectiveness provide karta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price