ICICI Prudential Bluechip Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
14.14%
Yeh dono funds Large Cap category mein aate hain, lekin unka performance bahut alag hai. Dekho, hum is article mein unke 3Y aur 5Y returns, expense ratio, aur riskometer ke baare mein batayenge aur pata karenge ki kis fund se aapke paas long-term wealth creation ke liye better investment chunna chahiye.
| Parameter | AICICI Prudential Bluechip Fund - Regular Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Aditya Birla Sun Life |
| Category | Large Cap | Large Cap |
| NAV (₹) | 83.91 | 1009.42 |
| AUM (₹ Cr) | 5.81 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.52% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.54 | 12.61 |
| Sharpe Ratio | 0.71 | 0.61 |
| 1 Year Return (%) | 24.48% | 2.72% |
| 3 Year Return (%) | 15.44% | 14.14% |
| 5 Year Return (%) | 12.65% | 10.5% |
| Since Launch (%) | 16.42% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 28% | 29% |
🤖 AI Verdict – Which is Better?
Yeh fund dono Large Cap category mein aate hain, lekin unka performance bahut alag hai. Hum aapko kisi ek fund ko better fund kheench karne ke liye kehne wale hain. Chaliye dekhte hain ki Fund A ke 3Y return 15.44% hai, lekin expense ratio 1.52% hai. Fund B ke 3Y return 14.14% hai, lekin expense ratio 0.52% hai. Sach ye hai, Fund B expense ratio mein Fund A se kam hai aur 3Y return bhi kam nahi hai, isliye hum Fund B ko better fund kehenge.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP ke liye aapko ek consistent aur stable return wala fund chunna hai. Dekho, Fund A ke 1Y return 24.48% hai, lekin Fund B ke 1Y return 2.72% hai. Lekin jab hum 3Y return dekhte hain, to Fund A ka 3Y return 15.44% hai aur Fund B ka 3Y return 14.14% hai. Isse chala jaata hai ki Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Donon fund ka riskometer Very High hai, lekin Fund A ka volatility 12.54 hai, jabki Fund B ka volatility 12.61 hai. Fund A ka Sharpe ratio 0.71 hai, jiska matlab hai ki risk se bachne ke liye Fund A better hai. Expense ratio ke hisab se bhi Fund A better hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Donon fund ki asset allocation Equity 96.00% aur T-Bills 4.00% hai. Lekin top holdings concentration ke hisab se Fund A better hai. Fund A ka HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share Fund B se kam hai.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 12.65% hai, lekin Fund B ka 5Y return 10.5% hai. Isse chala jaata hai ki Fund A long run mein better returns dete hain.
Q2: Is the higher risk fund worth it?
Volatility ke hisaab se Fund A 12.54 hai, lekin Fund B 12.61 hai. Sharpe ratio ke hisaab se Fund A 0.71 hai, lekin Fund B 0.61 hai. Isse chala jaata hai ki Fund A riskometer aur volatility ke hisaab se better hai, lekin Fund B Sharpe ratio ke hisaab se better hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se Fund B 0.52% hai, lekin Fund A 1.52% hai. Isse chala jaata hai ki Fund B expense ratio mein better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price