ICICI Prudential Balanced Advantage Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Chaliye dekho, main aapko dwa fundon ka comparison karne wala hoon - ICICI Prudential Balanced Advantage Fund aur Tata Mutual Fund Large Cap Fund. Ye dono fund Hybrid aur Large Cap category mein aate hain. Aap yahaan jaante hain ki kis fund mein shorat hai aur kis fund mein aapko aage badhne ke liye kya chahiye.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Tata Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.94 |
| Sharpe Ratio | 0.61 | 0.63 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A hi bhaari hai. 3Y return, expense ratio aur risk ke liye yeh fund aapke liye behtar hai. Fund B ka riskometer bahut high hai, lekin expense ratio kam hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A aapke liye better hai. Isme consistency aur return stability ka balance accha hai. Fund B ka riskometer high hai, lekin yeh fund aapke liye long-term ke liye shorat nahi hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye Fund A hi bhaari hai. Yeh fund aapke liye better risk-adjusted returns deta hai. Fund B ka volatility high hai, lekin yeh fund aapke liye long-term ke liye shorat nahi hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye Fund A hi bhaari hai. Yeh fund aapke liye better portfolio diversification deta hai. Fund B ka asset allocation bahut high hai, jisse sector risk bhi badh jata hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 11.25% hai, jisse yeh fund aapke liye better hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer high hai, lekin Sharpe ratio 0.63 hai, jisse yeh fund aapke liye nahin seemit ho raha hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.52% hai, jisse yeh fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price