ICICI Prudential Balanced Advantage Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
22.93%
Yeh dono funds, ICICI Prudential Balanced Advantage Fund aur Sundaram Mutual Fund Multi Cap Fund, Hybrid aur Multi Cap categories mein aate hain. Is liye, unke return aur risk ke beech ki comparison karna zaroori hai. Aaj hum unke features aur performance ke beech ka comparison karenge, aur pata karenge ki kis fund ka long-term mein wealth creation ke liye bhai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Sundaram Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 1431.56 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 1% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.8 |
| Sharpe Ratio | 0.61 | 1.11 |
| 1 Year Return (%) | 4.35% | 6.91% |
| 3 Year Return (%) | 12.2% | 22.93% |
| 5 Year Return (%) | 11.25% | 19.07% |
| Since Launch (%) | 12.54% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 451% | 50% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, 3Y return, expense ratio aur risk ke liye Fund A aur Fund B ka comparison karte hain. Fund B ka 3Y return 22.93% hai, jo Fund A se 10.73% zyada hai. Lekin, Fund B ka expense ratio 1.68% hai, jo Fund A se 0.68% zyada hai. Riskometer ke liye, Fund A Moderately High hai, jabki Fund B Very High hai. Isliye, hum Fund A ko long-term wealth creation ke liye better fund samjhte hain.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Monthly SIP ke liye, Fund A aur Fund B ke beech ka comparison karte hain. Fund A ka 3Y return 12.2% hai, jo Fund B se 9.93% zyada hai. Fund B ka expense ratio 1.68% hai, jo Fund A se 0.68% zyada hai. Isliye, Fund A monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Fund A aur Fund B ke riskometer, volatility, Sharpe ratio aur expense ratio ke beech ka comparison karte hain. Fund A ka riskometer Moderately High hai, jabki Fund B Very High hai. Fund A ka volatility 9.34 hai, jo Fund B se 5.46 less hai. Sharpe ratio ke liye, Fund A 0.61 hai, jo Fund B se 0.5 zyada hai. Expense ratio ke liye, Fund A 1% hai, jo Fund B se 0.68% zyada hai. Isliye, Fund A risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Fund A aur Fund B ke asset allocation aur top holdings concentration ke beech ka comparison karte hain. Fund A ka equity allocation 68.12% hai, jabki Fund B ka 97.00% hai. Fund A ka top holdings concentration TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), aur HDFC Bank Ltd. (3.65%) mein hai, jabki Fund B ka top holdings concentration HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) mein hai. Isliye, Fund A ke portfolio mein zyada diversification hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 19.07% hai, jo Fund A se 7.82% zyada hai, aur 3Y return 22.93% hai, jo Fund A se 10.73% zyada hai.
Q2: Is the higher risk fund worth it?
Fund B ka Volatility 14.8 hai, jo Fund A se 5.46 zyada hai, lekin Sharpe ratio 1.11 hai, jo Fund A se 0.5 zyada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1% hai, jo Fund B se 0.68% kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price