ICICI Prudential Balanced Advantage Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
13.45%
Dekho, ab hum aapko do fundon ki comparison karne wale hain - ICICI Prudential Balanced Advantage Fund aur SBI Small Cap Fund. Ye dono fund hybrid aur small cap category mein aate hain. Apne investment strategy ko surakshit aur acchi return dete hone ki ummeed se aapko is article mein ye fund dekhne ke liye milenge. Chaliye, aapko iske baare mein jaanne ke liye.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Hybrid | Small Cap |
| NAV (₹) | 84.60 | 192.12 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 1% | 0.82% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 17.83 |
| Sharpe Ratio | 0.61 | 0.39 |
| 1 Year Return (%) | 4.35% | 0.06% |
| 3 Year Return (%) | 12.2% | 13.45% |
| 5 Year Return (%) | 11.25% | 14.57% |
| Since Launch (%) | 12.54% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 451% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A (ICICI Prudential Balanced Advantage Fund) better hai. Iska 3Y return 12.2% hai, jisko Fund B (SBI Small Cap Fund) ka 3Y return 13.45% se kam hai. Lekin, Fund A ka expense ratio 1% hai, jo Fund B ka expense ratio 0.82% se kam hai. Haan, Fund A ka riskometer Moderately High hai, lekin yeh Fund B ka riskometer Very High hai. Chaliye, Fund A ke saath investment karein.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Monthly SIP ke liye, Fund A better fund hai. Iska consistency aur return stability Fund B ke compare mein better hai. Fund A ka 1Y return 4.35% hai, jo ki Fund B ke 1Y return 0.06% se jyada hai. Chaliye, aapko Fund A ka monthly SIP mein invest karna hoga.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund B (SBI Small Cap Fund) bahut riski hai. Iska riskometer Very High hai, aur volatility 17.83 hai. Lekin, Fund A (ICICI Prudential Balanced Advantage Fund) ka riskometer Moderately High hai, aur volatility 9.34 hai. Haan, Fund A ka Sharpe ratio 0.61 hai, jo Fund B ka Sharpe ratio 0.39 se kam hai. Chaliye, Fund A ke saath investment karein.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund A better fund hai. Iska asset allocation mein Equity 68.12% hai, jo ki Fund B ke Equity 91.00% se kam hai. Chaliye, Fund A ka asset allocation better hai aur iska risk bhi jyada hai. Lekin, Fund A ka top holdings concentration Fund B ke compare mein kam hai. Iska top 3 holdings TVS Motor Company Ltd, ICICI Bank Ltd, HDFC Bank Ltd hai, jo ki Fund B ke top 3 holdings Aarti Drugs Ltd, Hatsun Agro Product Ltd, National Aluminium Company Ltd se alag hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A (ICICI Prudential Balanced Advantage Fund) ka 5Y return 11.25% hai, jo Fund B (SBI Small Cap Fund) ka 5Y return 14.57% se kam hai. Haan, Fund A ka 3Y return 12.2% hai, jo Fund B ka 3Y return 13.45% se kam hai. Dekho, Fund A long-run mein better returns dete hai.
Q2: Is the higher risk fund worth it?
Fund B (SBI Small Cap Fund) ka riskometer Very High hai, aur volatility 17.83 hai. Haan, Fund B ka Sharpe ratio 0.39 hai, jo Fund A (ICICI Prudential Balanced Advantage Fund) ka Sharpe ratio 0.61 se kam hai. Lekin, Fund B ka 5Y return 14.57% hai, jo Fund A ka 5Y return 11.25% se kam hai. Dekho, Fund B ka higher risk Fund A ka higher return se kam hai.
Q3: Which fund is more cost-effective?
Fund B (SBI Small Cap Fund) ka expense ratio 0.82% hai, jo Fund A (ICICI Prudential Balanced Advantage Fund) ka expense ratio 1% se kam hai. Haan, Fund B ka AUM 24,574.56 Cr hai, jo Fund A ka AUM 70,551.44 Cr se kam hai. Lekin, Fund A ka expense ratio Fund B ka expense ratio se kam hai. Dekho, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price