ICICI Prudential Balanced Advantage Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
15.45%
Dekho, aapko yah pata hai ki Fund A aur Fund B dono hybrid aur mid cap fund hain, lekin inki features aur performance bahut alag alag hain. Chaliye, aaj hum Fund A - ICICI Prudential Balanced Advantage Fund aur Fund B - SBI Midcap Fund ka samiksha karenge, jisse aapko pata chalega ki kis fund mein investment karna achha hoga.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | SBI Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 84.60 | 264.93 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 1% | 1.62% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.71 |
| Sharpe Ratio | 0.61 | 0.61 |
| 1 Year Return (%) | 4.35% | 1.71% |
| 3 Year Return (%) | 12.2% | 15.45% |
| 5 Year Return (%) | 11.25% | 16.58% |
| Since Launch (%) | 12.54% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 451% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A ki 3Y return 12.2% hai, jabki Fund B ki 3Y return 15.45% hai. Lekin, Fund A ki expense ratio 1% hai, jabki Fund B ki expense ratio 1.62% hai. Haan, Fund B ka riskometer Very High hai, jabki Fund A ka Moderately High hai. Lekin, Fund A ki volatility 9.34 hai, jabki Fund B ki volatility 14.71 hai. Dekho, long-term wealth creation ke liye Fund B better hoga.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP suitability ke liye, hum 10+ years ke SIP ke liye Fund A aur Fund B ka comparison karenge. Fund A ki 1Y return 4.35% hai, jabki Fund B ki 1Y return 1.71% hai. Lekin, Fund A ki consistency aur return stability Fund B se better hai. Haan, Fund A ki asset allocation equity mein 68.12% hai, jabki Fund B ki equity mein 93.08% hai. Lekin, Fund A ki asset allocation mein diversification Fund B se better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke liye hum Fund A aur Fund B ka comparison karenge. Fund A ka riskometer Moderately High hai, jabki Fund B ka Very High hai. Lekin, Fund A ki volatility 9.34 hai, jabki Fund B ki volatility 14.71 hai. Haan, Fund A ki Sharpe ratio 0.61 hai, jabki Fund B ki Sharpe ratio 0.61 hai. Lekin, Fund A ki expense ratio 1% hai, jabki Fund B ki expense ratio 1.62% hai. Dekho, Fund A offer better risk-adjusted returns.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum Fund A aur Fund B ka comparison karenge. Fund A ki asset allocation mein equity 68.12%, CD 4.05%, REITs 3.85% aur SDL 3.68% hai. Jabki Fund B ki asset allocation mein equity 93.08%, T-Bills 1.19% aur Futures 0.29% hai. Haan, Fund A ki top holdings concentration TVS Motor Company Ltd, ICICI Bank Ltd aur HDFC Bank Ltd hai, jabki Fund B ki top holdings concentration Bharat Heavy Electricals Ltd, Torrent Power Ltd aur Adani Energy Solutions Ltd hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 11.25% hai, jabki Fund B ki 5Y return 16.58% hai. Lekin, Fund B ka 3Y return 15.45% hai, jabki Fund A ka 3Y return 12.2% hai. Dekho, Fund B long term mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer Very High hai, lekin uska Sharpe ratio 0.61 hai. Fund A ka riskometer Moderately High hai, lekin uska Sharpe ratio 0.61 hai. Dekho, Fund A better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ki expense ratio 1% hai, jabki Fund B ki expense ratio 1.62% hai. Dekho, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price