ICICI Prudential Balanced Advantage Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
7.98%
Yeh article mein hum kuch popular funds ki comparison karenge, Fund A ICICI Prudential Balanced Advantage Fund aur Fund B Quantum Mutual Fund Multi Cap Fund, jo ki dono Indian investors ke liye suitable hai. Fund A Hybrid category ka hai, jabki Fund B Multi Cap category ka hai. Dekho, yeh dono fund ek dusre se alag hain, lekin dono me investment karne ke liye acchi hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quantum Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 8.38 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 1% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 13.65 |
| Sharpe Ratio | 0.61 | 0.27 |
| 1 Year Return (%) | 4.35% | -11.42% |
| 3 Year Return (%) | 12.2% | 7.98% |
| 5 Year Return (%) | 11.25% | 4.71% |
| Since Launch (%) | 12.54% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 451% | 35% |
🤖 AI Verdict – Which is Better?
Haan, Fund A ko long term wealth creation ke liye behtar fund mana jaa sakta hai, kyonki iska 3Y return 12.2% hai, jo ki Fund B ka 3Y return 7.98% se zyada hai. Expense ratio bhi Fund A mein kam hai, 1%, jabki Fund B mein 1.68% hai. Riskometer bhi Fund A mein Moderately High hai, jabki Fund B mein Very High hai. Lekin, Fund B ka 5Y return Fund A ka 5Y return se kam hai, isliye Fund A ko behtar fund mana jaa sakta hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A zyada suitable hai, kyonki iska 1Y return 4.35% hai, jo ki Fund B ka 1Y return -11.42% se zyada hai. Fund A ka consistency bhi Fund B se zyada hai, lekin Fund B ka risk bhi zyada hai. Dekho, SIP ke liye Fund A zyada suitable hai, kyonki isme investment stable hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Fund B ka risk Fund A ka risk se zyada hai. Sharpe ratio bhi Fund B ka negative hai, jabki Fund A ka Sharpe ratio 0.61 hai, jo ki kam hai. Expense ratio bhi Fund B mein kam hai. Lekin, Fund B ka AUM Fund A ka AUM se kam hai, isliye Fund A ka risk-adjusted return Fund B ka risk-adjusted return se zyada hai.
📊 Portfolio Diversification
Fund A ka asset allocation Fund B ka asset allocation se zyada diversified hai, kyonki Fund A mein Equity ka percentage 68.12% hai, jabki Fund B mein 97.00% hai. Top holdings concentration bhi Fund A mein kam hai, kyonki Fund A mein top 3 holdings ka percentage 12.87% hai, jabki Fund B mein 16.99% hai. Dekho, Fund A ka portfolio Fund B ka portfolio se zyada diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 11.25% hai, jo ki Fund B ka 5Y return 4.71% se zyada hai, isliye Fund A fund long run mein better returns dete hai.
Q2: Is the higher risk fund worth it?
Haan, lekin fund ke risk ke liye Sharpe ratio ka hisaab bhi karna chahiye. Fund B ka Sharpe ratio negative hai, jo ki Fund A ka Sharpe ratio se kam hai. Isliye, Fund B ka risk Fund A ka risk se zyada hai, lekin Fund B ka Sharpe ratio Fund A ka Sharpe ratio se kam hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 1% hai, jo ki Fund B ka expense ratio 1.68% se kam hai. Isliye, Fund A zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price