ICICI Prudential Balanced Advantage Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, aapko Fund A aur Fund B dono ki categories hybrid aur large cap hain. Aaj hum aapko ek comparison karne ja raha hain, jo aapko long-term wealth creation ke liye better fund chunne mein madad karega.
Haan, main aapko Fund A: ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth aur Fund B: Quantum Mutual Fund Large Cap Fund - Direct Plan - Growth ke bare mein jankari dena chahta hoon. Fund A ek hybrid fund hai, jo apne investors ko both equity aur debt se returns deta hai, lekin Fund B ek large cap fund hai, jo large companies aur stocks mein invest karta hai.
Chaliye, aaj hum is comparison ko jante hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quantum Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.75 |
| Sharpe Ratio | 0.61 | 0.7 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 21% |
🤖 AI Verdict – Which is Better?
Aaj hum aapko Fund A aur Fund B dono ki comparison karne ja raha hoon, taaki aapko long-term wealth creation ke liye better fund chunne mein madad mil sakte hain. Dekho, Fund A ka 3Y return 12.2% hai, jo Fund B ka 3Y return 14.7% se kam hai. Lekin Fund A ka expense ratio 1% hai, jo Fund B ka expense ratio 0.52% se kam hai.
Sach ye hai, Fund B ka higher riskometer aur volatility hain, lekin yeh fund long-term wealth creation ke liye better hai. Haan, aapko Fund B ko select karne se pahle aapko apne risk capacity aur investment goals ka dhyan rakhna hoga.
Haan, Fund A ek moderate risk fund hai, jo apne investors ko both equity aur debt se returns deta hai. Lekin yeh fund long-term wealth creation ke liye aapke liye better nahi hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Aaj hum aapko Fund A aur Fund B dono ki SIP suitability ke bare mein jankari dena chahta hoon. Dekho, Fund A ka consistency aur return stability Fund B se aur accha hai. Haan, Fund A ka 1Y return -4.02% hai, jo Fund B ka 1Y return 4.35% se kam hai.
Lekin Fund A ka 3Y return 12.2% hai, jo Fund B ka 3Y return 14.7% se kam hai. Chaliye, aapko Fund A ko select karne se pahle aapko apne investment goals aur risk capacity ka dhyan rakhna hoga.
Haan, Fund B ek high-risk fund hai, jo long-term wealth creation ke liye aapke liye better hai.
⚠️ Risk & Cost Analysis
Aaj hum aapko Fund A aur Fund B dono ki riskometer, volatility, Sharpe ratio, expense ratio ke bare mein jankari dena chahta hoon. Dekho, Fund A ka riskometer moderately high hai, lekin yeh fund long-term wealth creation ke liye aapke liye better nahi hai. Haan, Fund B ka riskometer very high hai, lekin yeh fund long-term wealth creation ke liye aapke liye better hai.
Lekin Fund A ka expense ratio 1% hai, jo Fund B ka expense ratio 0.52% se kam hai. Chaliye, aapko Fund B ko select karne se pahle aapko apne risk capacity aur investment goals ka dhyan rakhna hoga.
Haan, Fund A ek moderate-risk fund hai, jo apne investors ko both equity aur debt se returns deta hai.
📊 Portfolio Diversification
Aaj hum aapko Fund A aur Fund B dono ki portfolio diversification ke bare mein jankari dena chahta hoon. Dekho, Fund A ka asset allocation bahut hi diversified hai, lekin yeh fund long-term wealth creation ke liye aapke liye better nahi hai.
Haan, Fund B ka asset allocation large cap aur equity mein hi hai, lekin yeh fund long-term wealth creation ke liye aapke liye better hai. Chaliye, aapko Fund B ko select karne se pahle aapko apne risk capacity aur investment goals ka dhyan rakhna hoga.
Lekin Fund A ka top holdings concentration bahut hi kam hai, jo yeh fund long-term wealth creation ke liye aapke liye better banaata hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns, Fund B ka 5Y return 12.03% aur 3Y return 14.7% hai, jo Fund A ka 5Y return 11.25% aur 3Y return 12.2% se kam hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio, Fund B ka volatility 11.75 hai, jo Fund A ka volatility 9.34 se kam hai, aur Fund B ka Sharpe ratio 0.7 hai, jo Fund A ka Sharpe ratio 0.61 se kam hai.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio, Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 1% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price