ICICI Prudential Balanced Advantage Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
8.67%
Dekho, aapke paas do mutual funds hain - Fund A aur Fund B. Fund A ek hybrid fund hai jo apne 3Y return aur expense ratio ke liye accha hai. Fund B ek multi-cap fund hai jo apne riskometer aur volatility ke liye jyada high hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quant Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 20.99 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 1% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.55 |
| Sharpe Ratio | 0.61 | 0.15 |
| 1 Year Return (%) | 4.35% | 0.18% |
| 3 Year Return (%) | 12.2% | 8.67% |
| 5 Year Return (%) | 11.25% | 7.6% |
| Since Launch (%) | 12.54% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 451% | 46% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A apne 3Y return aur expense ratio ke liye accha hai, lekin Fund B ka riskometer aur volatility kaafi high hai. Haan, Fund A hamesha ki tarah aapke long-term wealth creation ke liye accha fund hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
Dekho, Fund A ka 3Y return 12.2% hai, jabki Fund B ka 3Y return 8.67% hai. Isliye, Fund A aapke monthly SIP ke liye accha fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mukabale, Fund A ka riskometer moderately high hai, aur volatility 9.34 hai, jabki Fund B ka riskometer very high hai aur volatility 14.55 hai. Isliye, Fund A aapko better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Dekho, Fund A ka asset allocation ek bahut hi diversified hai, jabki Fund B ka asset allocation only Equity aur T-Bills mein hai. Isliye, Fund A aapko better portfolio diversification deta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 11.25% hai, jabki Fund B ka 5Y return 7.6% hai. Isliye, Fund A aapko better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer aur volatility kaafi high hai, lekin sharpe ratio kaafi low hai. Isliye, Fund B aapke liye nahi accha hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1% hai, jabki Fund B ka expense ratio 1.68% hai. Isliye, Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price