ICICI Prudential Balanced Advantage Fund vs Quant Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, aap logon mein se kuch log apne investment mein Hybrid aur Large Cap fund mein kya farak pata hai? Chaliye, aaj hum do fund auron ke beech ka comparison karenge. Fund A hai ICICI Prudential Balanced Advantage Fund aur Fund B hai Quant Mutual Fund Large Cap Fund. Aap sabhi ko ye janna hoga ki konsa fund aapke liye behtar hai, ye jaanne ke liye hum is article mein aapko sabhi details degaye hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BQuant Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Quant Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.47 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.4 |
| Sharpe Ratio | 0.61 | 0.66 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 27% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A bahut hi achha fund hai. Iska 3Y return 12.2% hai, jo Fund B se bada hai. Lekin expense ratio ki cheez bhi kafi mahatvapurn hai. Fund A ka expense ratio 1% hai, jo Fund B ke expense ratio (0.52%) se zyada hai. Riskometer ke hisaab se bhi Fund A bahut hi achha hai, kyunki iska riskometer Moderately High hai, jo Fund B ka Very High riskometer se kam hai. Haan, to humka lagta hai ki Fund A long-term wealth creation ke liye behtar fund hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Quant Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.47 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Ab humko yeh jaanana hoga ki SIP ke liye konsa fund behtar hai. Dekho, Fund A ka 1Y return 4.35% hai, jo Fund B ke -4.02% se bada hai. Isliye, SIP ke liye Fund A behtar fund hai. Iske alawa, Fund A ka asset allocation bhi bahut achha hai, kyunki iska equity 68.12% hai, jo Fund B ke 96% se kam hai. Haan, to Fund A SIP ke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Ab humko yeh jaanana hoga ki dhoondheye riskometer, volatility, Sharpe ratio, aur expense ratio. Dekho, Fund A ka riskometer Moderately High hai, jo Fund B ka Very High riskometer se kam hai. Iske alawa, Fund A ka volatility 9.34 hai, jo Fund B ke 12.4 se kam hai. Sharpe ratio ke hisaab se bhi Fund A behtar hai, kyunki iska Sharpe ratio 0.61 hai, jo Fund B ke 0.66 se kam hai. Haan, to Fund A riskometer aur Sharpe ratio ke hisaab se behtar hai.
📊 Portfolio Diversification
Ab humko yeh jaanana hoga ki asset allocation aur top holdings concentration mein kya hai. Dekho, Fund A ka asset allocation bahut achha hai, kyunki iska equity 68.12% hai, jo Fund B ke 96% se kam hai. Iske alawa, Fund A ka top holdings concentration bhi kam hai, kyunki iska top 3 holdings TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), aur HDFC Bank Ltd. (3.65%) hai. Haan, to Fund A asset allocation aur top holdings concentration ke hisaab se behtar hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Quant Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, long-term wealth creation ke liye Fund A bahut hi achha fund hai. Iska 5Y return 11.25% hai, jo Fund B ke 12.03% se kam hai. Haan, lekin Fund A ka 3Y return 12.2% hai, jo Fund B ke 14.7% se kam hai. Isliye, Fund A long-term wealth creation ke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Dekho, Fund B ka riskometer Very High hai, jo Fund A ka Moderately High riskometer se jyada hai. Iske alawa, Fund B ka volatility 12.4 hai, jo Fund A ke 9.34 se jyada hai. Haan, lekin Fund B ka Sharpe ratio 0.66 hai, jo Fund A ke 0.61 se jyada hai. Isliye, kya Fund B ka higher risk worth hai? Haan, to Fund B ka higher risk worth hai, kyunki iska Sharpe ratio Fund A ke Sharpe ratio se jyada hai.
Q3: Which fund is more cost-effective?
Dekho, Fund A ka expense ratio 1% hai, jo Fund B ke 0.52% se jyada hai. Haan, lekin Fund A ka asset allocation bhi bahut achha hai, kyunki iska equity 68.12% hai, jo Fund B ke 96% se kam hai. Isliye, kya Fund A cost-effective hai? Haan, to Fund A cost-effective hai, kyunki iska expense ratio Fund B ke expense ratio se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price