ICICI Prudential Balanced Advantage Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, today hum do mutual fund fundon par ek comparison karenge. Fund A, ICICI Prudential Balanced Advantage Fund hai, jo hybrid category mein aata hai. Fund B, PPFAS Mutual Fund Large Cap Fund hai, jo large cap category mein aata hai. Aaj humein fundon ki shuruaati rate, riskometer, volatility, expense ratio aur asset allocation ke baare mein jaanne ke liye hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | PPFAS Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.07 |
| Sharpe Ratio | 0.61 | 0.68 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 24% |
🤖 AI Verdict – Which is Better?
Lekin, agar hum long-term wealth creation ke liye sochte hain, to Fund B, PPFAS Mutual Fund Large Cap Fund, better hai. Yeh fund 3Y return mein 14.7% ki shuruaati rate deta hai, lekin expense ratio 0.52% hai, jo kam hai. Riskometer bhi high hai, lekin volatility aur Sharpe ratio mein fund B achha hai. Haan, Fund A ki AUM bhi bahut zyada hai, lekin Fund B long-term wealth creation ke liye better hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A aur Fund B dono good hain, lekin Fund A ki consistency aur return stability Fund B ke compare mein achhi hai. Fund A ki 5Y return 11.25% hai, jabki Fund B ki 5Y return 12.03% hai. Chaliye, Fund A ki asset allocation bhi Fund B ke compare mein achhi hai, jisme equity 68.12% hai. Dekho, SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye Fund B achha hai. Yeh fund riskometer mein very high hai, lekin volatility aur Sharpe ratio mein fund B achha hai. Expense ratio bhi 0.52% hai, jo kam hai. Haan, Fund A ki expense ratio 1% hai, jo zyada hai. Dekho, Fund B risk-adjusted returns mein achha hai.
📊 Portfolio Diversification
Asset allocation ke liye Fund A aur Fund B dono good hain, lekin Fund A ki asset allocation bhi Fund B ke compare mein achhi hai. Fund A ki equity 68.12% hai, jabki Fund B ki equity 96% hai. Chaliye, Fund A ki top holdings concentration Fund B ke compare mein kam hai, jisme TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), aur HDFC Bank Ltd. (3.65%) hain. Dekho, Fund A portfolio diversification mein achha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B, PPFAS Mutual Fund Large Cap Fund, long-term wealth creation ke liye better hai. Yeh fund 5Y return mein 12.03% ki shuruaati rate deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki higher risk achhi hai. Yeh fund riskometer mein very high hai, lekin volatility aur Sharpe ratio mein fund B achha hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B, PPFAS Mutual Fund Large Cap Fund, more cost-effective hai. Yeh fund expense ratio 0.52% hai, jo kam hai. Dekho, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price