ICICI Prudential Balanced Advantage Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
1.9%
Dekho, today hum do funds ka comparison kar rahe hain - ICICI Prudential Balanced Advantage Fund aur Old Bridge Mutual Fund Multi Cap Fund. Ye donki funds alag-alag categories mein aate hain. Fund A hybrid category ka hai, jabki Fund B multi cap category ka hai. Is article mein hum aapko fund ki features aur returns ke baare mein jaankari denge, jisse aap apne investment ke liye sabse accha fund chun sakte hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 8.38 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 1% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 13.85 |
| Sharpe Ratio | 0.61 | 1.82 |
| 1 Year Return (%) | 4.35% | -11.42% |
| 3 Year Return (%) | 12.2% | 1.9% |
| 5 Year Return (%) | 11.25% | 1.13% |
| Since Launch (%) | 12.54% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 451% | 38% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (ICICI Prudential Balanced Advantage Fund) long-term wealth creation ke liye better hai. Iska 3Y return 12.2% hai, jiska expense ratio 1% hai aur riskometer Moderately High hai. Fund B (Old Bridge Mutual Fund Multi Cap Fund) ka 3Y return 1.9% hai, lekin expense ratio 1.68% hai aur riskometer Very High hai. Haan, Fund A aapke long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Monthly SIP ke liye, Fund A (ICICI Prudential Balanced Advantage Fund) better hai. Iska 3Y return consistent hai aur expense ratio kam hai. Fund B ka 1Y return negative hai, lekin 3Y return consistent hai. Haan, Fund A ki consistency aur return stability ke liye aapka monthly SIP achha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se, Fund A (ICICI Prudential Balanced Advantage Fund) better risk-adjusted returns offer karta hai. Iska riskometer Moderately High hai, volatility 9.34 hai, aur Sharpe ratio 0.61 hai. Fund B ka riskometer Very High hai, lekin Sharpe ratio high hai. Haan, Fund A aapke risk-adjusted returns ke liye better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, Fund A (ICICI Prudential Balanced Advantage Fund) better diversified hai. Iska asset allocation Equity, CD, REITs, aur SDL mein hai, jiska asset allocation 68.12% hai. Fund B ka asset allocation Equity, T-Bills mein hai, jiska asset allocation 97% hai. Haan, Fund A ke asset allocation mein vishesh sector risk nahi hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 11.25% hai, jabki Fund B ka 1.13% hai. Lekin Fund A ka 3Y return 12.2% hai, jo Fund B ka 1.9% se zyada hai. Isliye, hume lagta hai ki Fund A long-term wealth creation ke liye accha fund hai.
Q2: Is the higher risk fund worth it?
Haan, yeh sawal bahut important hai. Fund B ka riskometer very high hai, jabki Fund A ka moderately high hai. Lekin Fund B ka volatility 13.85 hai, jo Fund A ka 9.34 se zyada hai. Sharpe ratio mein bhi Fund B Fund A se zyada hai. Isliye, hume lagta hai ki Fund B aur risk-bearing capacity wala investor ke liye accha fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 1% hai, jo Fund B ka 1.68% se kam hai. Isliye, hume lagta hai ki Fund A aur cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price