ICICI Prudential Balanced Advantage Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
1.9%
Chaliye, dekho, hum do funds ke beech ka comparison karne aaye hain. Fund A hybrid hai, jabki Fund B mid cap hai. Hum aapko batayenge ki dono funds mein kya faida hai aur kya nuksan. Fund A ka category hybrid hai aur Fund B ka category mid cap hai. Hum aapko batayenge ki dono funds mein kya faida hai aur kya nuksan.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 84.60 | 10.59 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 1% | 1.75% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 15.35 |
| Sharpe Ratio | 0.61 | 1.82 |
| 1 Year Return (%) | 4.35% | 5.79% |
| 3 Year Return (%) | 12.2% | 1.9% |
| 5 Year Return (%) | 11.25% | 1.13% |
| Since Launch (%) | 12.54% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 451% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A 3 year ka return 12.2% hai, jabki Fund B ka 3 year ka return 1.9% hai. Expense ratio bhi Fund A ka kam hai, yeh 1% hai, jabki Fund B ka 1.75% hai. Riskometer bhi Fund A ka kam hai, yeh moderately high hai, jabki Fund B ka very high hai. Toh, hum bol sakte hain ki Fund A better fund hai long-term wealth creation ke liye.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Haan, SIP ke liye bhi Fund A better hai. 5 year ka return 11.25% hai, jabki Fund B ka 1.13% hai. Volatility bhi Fund A ka kam hai, yeh 9.34 hai, jabki Fund B ka 15.35 hai. Toh, Fund A SIP ke liye bhi better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se bhi Fund A better hai. Riskometer bhi Fund A ka kam hai, yeh moderately high hai, jabki Fund B ka very high hai. Volatility bhi Fund A ka kam hai, yeh 9.34 hai, jabki Fund B ka 15.35 hai. Sharpe ratio bhi Fund A ka kam hai, yeh 0.61 hai, jabki Fund B ka 1.82 hai. Expense ratio bhi Fund A ka kam hai, yeh 1% hai, jabki Fund B ka 1.75% hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se bhi Fund A better hai. Equity ke hisaab se Fund A ka 68.12% hai, jabki Fund B ka 94% hai. CD, REITs, SDL, aur GOI Sec ke hisaab se Fund A ka asset allocation thoda kam hai, lekin aur bhi diversified hai. Top holdings concentration ke hisaab se bhi Fund A better hai, yeh TVS Motor Company Ltd., ICICI Bank Ltd., aur HDFC Bank Ltd. hai, jabki Fund B ka top holdings Voltas Ltd., Mphasis Ltd., aur Coforge Ltd. hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5 year ka return 11.25% hai, jabki Fund B ka 1.13% hai. Toh, Fund A better fund hai long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka riskometer very high hai, yeh 15.35 volatility hai, jabki Fund A ka riskometer moderately high hai, yeh 9.34 volatility hai. Sharpe ratio bhi Fund B ka kam hai, yeh 1.82 hai, jabki Fund A ka 0.61 hai. Toh, Fund B higher risk fund hai, lekin yeh worth it nahi hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 1% hai, jabki Fund B ka 1.75% hai. Toh, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price