ICICI Prudential Balanced Advantage Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.3%
Chaliye, dekho, aaj hum do funds ke beech ka comparison karein - ICICI Prudential Balanced Advantage Fund aur Old Bridge Mutual Fund Balanced Advantage Fund. Ye do funds hybrid category mein aate hain aur aapko pata chalne wala hai ki konsa fund long-term wealth creation ke liye achha hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Old Bridge Mutual Fund |
| Category | Hybrid | Balanced Hybrid |
| NAV (₹) | 84.60 | 16.39 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 1% | 0.78% |
| Riskometer | Moderately High | Moderately High |
| Volatility | 9.34 | 9.11 |
| Sharpe Ratio | 0.61 | 0.64 |
| 1 Year Return (%) | 4.35% | 3.08% |
| 3 Year Return (%) | 12.2% | 12.3% |
| 5 Year Return (%) | 11.25% | 5.27% |
| Since Launch (%) | 12.54% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 451% | 145% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum dekhenge ki konsa fund long-term wealth creation ke liye achha hai. Fund A ka 3Y return 12.2% hai, jo Fund B se 0.1% zyada hai. Lekin expense ratio mein Fund A 1% ka hai, jo Fund B se 0.22% kam hai. Riskometer mein dono fund Moderately High category mein aate hain. Isliye, hum keh sakte hain ki Fund B long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Sach ye hai, SIP ke liye consistency aur return stability ka mahatva hai. Fund B ka 3Y return Fund A se 0.1% zyada hai, lekin 1Y return mein Fund A 1.27% zyada hai. Isliye, Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum dekhenge ki konsa fund better hai. Fund A ka Sharpe ratio 0.61 hai, jo Fund B se 0.03 kam hai. Lekin expense ratio mein Fund B 0.78% ka hai, jo Fund A se 0.18% kam hai. Isliye, Fund A risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum dekhenge ki konsa fund better hai. Fund A ka asset allocation Equity 68.12%, Debt 4.05%, aur CD 3.85% mein hai. Fund B ka asset allocation Equity 65.00%, Debt 30.00%, aur T-Bills 5.00% mein hai. Fund A ka top holdings concentration TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), aur HDFC Bank Ltd. (3.65%) mein hai. Fund B ka top holdings concentration HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), aur Reliance Industries Ltd. (4.5%) mein hai. Isliye, Fund A portfolio diversification ke liye better fund hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 5.27% hai, jo Fund A ka 5Y return 11.25% se kam hai, lekin 3Y return mein Fund B 12.3% ka hai, jo Fund A ka 12.2% se zyada hai.
Q2: Is the higher risk fund worth it?
Volatility mein Fund A 9.34 hai, jo Fund B ka 9.11 se kam hai, lekin Sharpe ratio mein Fund B 0.64 ka hai, jo Fund A ka 0.61 se zyada hai.
Q3: Which fund is more cost-effective?
Expense ratio mein Fund B 0.78% ka hai, jo Fund A ka 1% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price