ICICI Prudential Balanced Advantage Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
19.38%
Chaliye dekho, aapke paas do hybrid funds hain - ICICI Prudential Balanced Advantage Fund aur Nippon India Multi Cap Fund. Fund A ek balanced advantage fund hai, lekin Fund B ek multi cap fund hai. Is article mein, hum aapko fundon ki comparison karne wali jaankari denge, jisse aap apne investment ka faisla kar sakte hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 327.56 |
| AUM (₹ Cr) | 7.06 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 1% | 0.84% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.38 |
| Sharpe Ratio | 0.61 | 0.9 |
| 1 Year Return (%) | 4.35% | 1.81% |
| 3 Year Return (%) | 12.2% | 19.38% |
| 5 Year Return (%) | 11.25% | 20.94% |
| Since Launch (%) | 12.54% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 99.5% |
| Portfolio Turnover | 451% | 89% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ek stable investment hai jisse aapko long-term wealth creation mil sakta hai. Iska 3Y return 12.2% hai, jisse Fund B ke 3Y return (19.38%) se behtar hai. Iske alawa, Fund A ka expense ratio 1% hai, jo Fund B ke expense ratio (0.84%) se adhik hai. Haan, Fund A ka riskometer "Moderately High" hai, lekin fund B ka riskometer "Very High" hai, jisse aapko zyada risk lena pad sakta hai. Chaliye, hum Fund A ko aapke long-term wealth creation ke liye behtar fund ke roop mein suggest karte hain.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A aur Fund B dono suitable hain, lekin Fund A ek behtar chunauti hai. Iska 5Y return 11.25% hai, jo Fund B ke 5Y return (20.94%) se behtar nahi hai. Haan, Fund A ka expense ratio 1% hai, jo Fund B ke expense ratio (0.84%) se adhik hai. Lekin fund se stability in Fund A ke 1Y return 4.35% aur Fund B ke 1Y return (1.81%) ke beech mein hai.
⚠️ Risk & Cost Analysis
Fund A ka riskometer "Moderately High" hai, jisse aapko zyada risk lena pad sakta hai. Iska volatility 9.34 hai, jo Fund B ka volatility (14.38) se kam hai. Haan, Fund A ka Sharpe ratio 0.61 hai, jo Fund B ka Sharpe ratio (0.9) se kam hai. Iske alawa, Fund A ka expense ratio 1% hai, jo Fund B ke expense ratio (0.84%) se adhik hai. Chaliye, hum Fund A ko aapke long-term wealth creation ke liye behtar fund ke roop mein suggest karte hain.
📊 Portfolio Diversification
Fund A ka asset allocation bahut hi accha hai, jisse aapko zyada sector risk lena padta hai. Iska equity allocation 68.12% hai, jo Fund B ke equity allocation (99.5%) se kam hai. Haan, Fund A ka debt allocation 31.88% hai, jo Fund B ke debt allocation se kam hai. Iske alawa, Fund A ka top 3 holdings TVS Motor Company Ltd., ICICI Bank Ltd., aur HDFC Bank Ltd. hain, jo Fund B ke top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. se alag hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 11.25% hai, jo Fund B ke 5Y return (20.94%) se kam hai. Haan, Fund A ka 3Y return 12.2% hai, jo Fund B ke 3Y return (19.38%) se behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer "Very High" hai, jisse aapko zyada risk lena pad sakta hai. Iska volatility 14.38 hai, jo Fund A ka volatility (9.34) se jyada hai. Haan, Fund B ka Sharpe ratio 0.9 hai, jo Fund A ka Sharpe ratio (0.61) se jyada hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 1% hai, jo Fund B ke expense ratio (0.84%) se adhik hai. Haan, Fund A ka AUM 70,551.44 Cr hai, jo Fund B ke AUM (52,634.04 Cr) se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price