ICICI Prudential Balanced Advantage Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
15.4%
Chaliye dekho, humein do fund ke beech mein compare karna hai - ICICI Prudential Balanced Advantage Fund aur Nippon India Large Cap Fund. Ye donke hybrid aur large cap fund hain. Aapko ye pata chalne vaala hoga ki in donke beech ki kya similarity aur kya difference hai.
VERDICT| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 98.75 |
| AUM (₹ Cr) | 7.06 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 1% | 0.8% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.25 |
| Sharpe Ratio | 0.61 | 0.73 |
| 1 Year Return (%) | 4.35% | -0.91% |
| 3 Year Return (%) | 12.2% | 15.4% |
| 5 Year Return (%) | 11.25% | 16.46% |
| Since Launch (%) | 12.54% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | BSE 100 Total Return Index |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.43% |
| Portfolio Turnover | 451% | 70% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, 3Y return, expense ratio, aur risk ke hisab se Nippon India Large Cap Fund behtar hai. Lekin, Nippon India Large Cap Fund ka riskometer very high hai aur expense ratio bhi 0.8% hai, jo ICICI Prudential Balanced Advantage Fund ka 1% hi hai.
SIP_SUITABILITYWhy consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
ICICI Prudential Balanced Advantage Fund monthly SIP ke liye behtar hai. Iska 3Y return stable hai aur expense ratio bhi kam hai. Nippon India Large Cap Fund ka riskometer high hai, lekin 3Y return bhi bahut accha hai.
RISK_COST⚠️ Risk & Cost Analysis
Volatility, Sharpe ratio, aur expense ratio ke hisab se ICICI Prudential Balanced Advantage Fund behtar hai. Iska riskometer moderately high hai, lekin Sharpe ratio 0.61 hai, jo Nippon India Large Cap Fund ka 0.73 hi hai.
PORTFOLIO_INSIGHT📊 Portfolio Diversification
ICICI Prudential Balanced Advantage Fund ka asset allocation 68.12% equity aur 31.88% debt hai. Iska top 3 holdings TVS Motor Company Ltd., ICICI Bank Ltd., aur HDFC Bank Ltd. hai. Nippon India Large Cap Fund ka asset allocation 96.43% equity hai. Iska top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai.
FAQSIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jo ICICI Prudential Balanced Advantage Fund ka 11.25% hi hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer very high hai, lekin Sharpe ratio 0.73 hai. Isliye, yeh fund risk ke hisab se worth hai, lekin aapko pata hona chahiye ki aap risk ka saamna kar sakte hain ya nahin.
Q3: Which fund is more cost-effective?
ICICI Prudential Balanced Advantage Fund ka expense ratio 1% hai, jo Nippon India Large Cap Fund ka 0.8% hi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price